Safe and reliable investments

Earn 11% annually with a diversified portfolio of consumer and business loans

  • Buyback guarantee**
  • 0% fees
  • No currency risk
  • Live offers: 1*

    *within the last minute

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**Disclaimer: consumer loans listed on VIAINVEST are secured with the Buyback Guarantee - if the borrower has delayed repayment for more than 30 days, loan originator repurchases the investment and both invested principal and earned interest for the investment period are transferred to investor account. Please note that the Buyback Guarantee does NOT apply to business loans.

Weighted risk

An investor will never be 100% financially committed to a loan contract as the loan originator retains a minimum 5% investment to ensure due diligence in loan underwriting and collections.

Consumer loans

VIAINVEST offers to invest in fixed-term and open-end lending contracts, so each investor can find investment opportunities that suit his needs.

Pre-funded loans

All loan contracts have already been funded prior to being listed on VIAINVEST.

Loan listings

Loan ID
Loan Type
Country
Date of issue
Interest rate
Initial loan term
Remaining loan term
Loan amount
Available
Secure investment
07-0001960 Business loan
27.11.2019 8.00 24 months 750 days € 170400.00 € 142595.35
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*Two component compensation model: interest of 8% p.a. on monthly basis plus interest paid at maturity of the agreement, providing investor with yield to maturity range from 8% to 12% p.a. Interest paid at maturity derives from project Capitalization Rate and Real Estate sales price as follows:

Calculation example:

Capitalization Rate Sales price Yield to maturity
5,75% < 38 093 071 € 8%
5,25% 38 093 071 € - 41 720 983 € 10%
4,75% 46 112 665 € < 12%

Capitalization rate indicates the expected rate of return an investor is likely to achieve on an investment property. The rate is calculated by dividing net annual operating income by the value of the property and multiplied by 100 to get the percentage.