Category: Talking fintech

With 2020 in the rear-view mirror, investors are hoping that the new year will usher in greater returns for their portfolios. And while economic recovery has begun around the globe, the health crisis and subsequent lockdowns have triggered some shifts in the investment landscape that are expected to persist for the foreseeable future.

As a result, certain asset classes are poised to perform better than others. Categories like alternative investments are all the rage, especially in this environment of extremely low interest rates where it is difficult to find yield. And while there is no crystal ball for how the remainder of 2021 will play out, there are certain investment themes that the experts are touting as they navigate the new normal, such as e-commerce, sustainability, and telehealth, to name a few.  Continue reading Which Asset Classes Are Set to Shine in 2021?

For some, the 2008 world financial crises could feel like a very long time ago, and yet, its effects are still felt today. It was the catalyst to a forever-changed banking and financial services industry worldwide and the beginning of an exciting FinTech journey that would disrupt everything we know about finance.

The year 2020 was also a disrupter that reminded us to never become complacent. It necessitated the need to look at the top podcasts, books, and blogs that can help any aspiring Fintech enthusiast stay informed and at the forefront of changes to this growing disrupter of all things finance in 2021.

The lists here will aim to give you a peek at global perspectives that might help sketch a more deeply rooted awareness of FinTech movements that are not just focused on Europe or the United States, but global. The aim wasn’t to look for what’s most popular, but rather most thought provoking. Enjoy! Continue reading Must Read and Must Watch on FinTech in 2021

After being thrust into a sudden recession in 2020, the European economy is looking toward the second half of 2021 for a recovery to be in full swing. That is when Europe in particular is expected to reach herd immunity from the pandemic, which is widely expected to lead to the lockdown restrictions being eased across the eurozone. Indeed, that is when many countries expect to begin moving away from economic contraction and toward expansion once again. In the interim, 2021 could still be slow going, with the expectations set for the European economy to shrink by 7% this year.  Continue reading A Light at the End of the Tunnel for European Economic Recovery

Since the referendum in the United Kingdom resulted in voters deciding to leave the European Union, “Brexit” became a long stretched-out path to “independence” that left many uncertain about financial services. Brexit has taken years to finalize and it even involved a rotation of multiple prime ministers to get it done. Continue reading How to Brexit: Payments and Finances After the Divorce

Few ever imagined that the social and economic status quo would be severely impacted with the onset of Covid-19. What initially looked like an isolated outbreak in China soon became a global concern. Continue reading The Impact of Pandemic on P2P Lending in Europe

It’s been over 100 years since the paper money was created, with cash dating back to the 19th century. Technology has given rise to the internet and mobile payments, and the global financial system is ripe for a modern version of money. Digital assets have caused a paradigm shift in the global economy. No longer is cash king, though it is arguably still needed. Cryptocurrencies such as bitcoin, however, have reshaped the financial landscape. Bitcoin is not the only cryptocurrency but it is the biggest — with a market capitalization of USD 291 billion — and was the first on the scene nearly 12 years ago.  Continue reading Central Bank Digital Currencies Poised to Disrupt the Global Financial System

There is no doubt that 2020 has challenged our lives on so many aspects. While COVID-19 pandemic turned our daily habits upside down, businesses around the world faced an unexpected turbulence and were forced to implement an emergency survival plans. 2020 for P2P industry started with some unfortunate news on several platforms’ collapse which was not helpful when the industry got hit once again – now by the pandemic. As this challenging year has rolled into its last quarter, we reached out to the finance and P2P blogger Denny Neidhardt who is also an author of Re:think P2P-Kredite blog to find out his perspective on 2020, recent events and P2P industry development prospects. Continue reading Looking back at 2020: a few notes by finance blogger Denny Neidhardt

Saving for retirement used to be a relatively easy thing to do, whereby employers and the government often essentially guaranteed a lifetime income. This has changed as life expectancy in Europe has climbed, along with an ageing population making it less sustainable. There has been a shift in the responsibility for retirement planning away from employers and the state, toward the individual. Knowing how to save for retirement, and especially early retirement, isn’t something most know how to easily achieve. Continue reading Thinking about an early retirement? Here’s how P2P lending can help

It has been more than seven months since the pandemic changed the world forever. While lockdown restrictions have begun to ease in some places, the crisis has left an indelible mark in its wake. These consequences serve as a reminder that a new normal has set in, one that has shuffled the deck for employers and employees alike. In fact, some experts believe that remote work is here to stay, even once the pandemic has run its course.   Continue reading How Work-From-Home Phenomenon is Changing the Corporate Culture

Being an investor at this point doesn’t just mean navigating a complex maze of investment options across different platforms and territories – it also involves a great deal of due diligence to make sure your risks are managed from a return on investment point of view and a legislative standpoint. Continue reading What to Know about Anti-Money Laundering as a P2P Investor