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Disclosure library

Access our comprehensive library for detailed information and documents that provide transparency about our operations and practices. 

Overview

We adhere to strict regulatory standards to safeguard investor interests and maintain platform integrity. Your trust is our priority, and we provide transparent information to make informed investment decisions.
Below, you will find the latest information on our base prospectuses, along with our terms and policies that guide your investments with us.

Our loan originators

Latvia

Loan originator:

SIA "VIA SMS"

Issuer:

SIA "VIAINVEST Assets"

Sweden

Loan originator:

Viaconto Sweden AB

Issuer:

SIA "VIAINVEST Assets"

Czech Republic

Loan originator:

Via SMS s.r.o.

Issuer:

SIA "VIAINVEST Assets"

Romania

Loan originator:

IFN VIACONTO MINICREDIT S.A.

Issuer:

SIA "VIAINVEST Assets"

Terms and policies

About VIAINVEST

Annual Report 2025 (Latvian)

Annual Report 2024 (Latvian)

Annual Report 2023

Annual Report 2022 (Latvian)

Independent Auditor’s Report 2022 (Latvian)

Disclosure of Remuneration Policy and Practice

Decision of Establishment
Articles of Association
Issuer Annual Report 2025

Issuer Annual Report 2024

Issuer Annual Report 2023
Issuer Annual Report 2022
Terms and Conditions
Risk Disclosure
Portfolio Management Policy
Ex-ante disclosure of investment related costs and charges (example)
Description on the Target Market for transactions with financial instruments
Disclosure of information on Viainvest’s social media channels
Privacy Policy
Website Terms
Cookies Policy
Order Execution Policy
Policy for Prevention Conflict of Interest
Customer Status Determination Policy
Clients Complaint Handling Procedure
Key Information on Investor Protection
Disclosure of information related to sustainability
No consideration of adverse impacts of investment decisions on sustainability factors

Effective before 15.06.2026

Clients Complaint Handling Procedure

Effective before 10.03.2026

Privacy Policy

Effective before 26.11.2025

Disclosure of information related to sustainability
No consideration of adverse impacts of investment decisions on sustainability factors
Effective before 14.05.2025
Terms and Conditions
Effective before 04.04.2025
Portfolio Management Policy
Order Execution Policy
Customer Status Determination Policy
Effective before 24.02.2025
Terms and Conditions
Effective before 18.02.2025

Description on the Target Market for transactions with financial instruments

Effective before 15.01.2025
Customer Referral Bonus Terms
It is not marketing communication, investment advice or investment research. Provision of this information is required by law and it would be useful to You to read it so you can make an informed decision about whether to invest.