SIA “VIAINVEST Assets” is the issuer of the Asset-backed securities published on the VIAINVEST platform.

Each asset-backed security issuance program has one underlying loan originator. Please see our Disclosure library for the full list of the FCMC-approved Base Prospectuses for the securities published on the VIAINVEST platform.

Below is the list of the loan originators that are subsidiaries or related companies of the VIA SMS Group:


VIA SMS Ltd. (SIA VIA SMS)

VIA SMS Ltd. is officially licenced consumer lending company registered and operating in Latvia. The company was founded in 2009. All operations of VIA SMS is regulated by Consumer Rights Protection Centre of the Republic of Latvia. Currently the company is offering 3 various consumer lending products:

  • Credit line loans - open ended loan agreements up to EUR 5000. VIASMS.lv offers fast and convenient lending by ensuring online application process and application review within 15 minutes. VIASMS.lv offers flexible borrowing terms that allow customers to choose loan repayment terms based on their needs.
  • SAVA.card - credit card that allows to purchase goods and services within the credit line up to EUR 1500. Payment card is accepted by more than 32 million retailers and 600 thousand cash withdrawal spots worldwide. Application process and account management can be fully done online, card can be obtained free of charge. SAVA.card is operating within the MasterCard system.
  • Installment loans – VIACREDIT.lv is mid-term consumer loan up to EUR 3000 with a loan term up to 12 months. VIACREDIT.lv offers fast and convenient lending by ensuring online application process and application review within 15 minutes.
  • More information: www.viasms.lv, www.viacredit.lv, www.savacard.lv



VIA SMS PL Sp. z o.o.

VIA SMS PL Sp. z o.o. (operating under the brand VIASMS.pl) is consumer lending company founded in 2011 that is registered and operating in Poland. VIASMS.pl offers short-term consumer lending services:

  • Payday loans - short-term consumer loan up to PLN 4000 with a loan term up to 30 days. VIASMS.pl offers fast and convenient lending by ensuring online application process and 0% fee for the first loan.

More information: www.viasms.pl


ViaConto Sweden AB

ViaConto Sweden AB (operating under the brand VIACONTO.se) is consumer lending company founded in 2011 that is registered and operating in the Sweden. VIACONTO.se consumer lending services:

  • Credit line loans - open ended loan agreements up to KR 20 000. VIACONTO.se offers fast and convenient lending by ensuring online application process and flexible borrowing terms.

More information: www.viaconto.se


IFN VIACONTO MINICREDIT S.A.

IFN VIACONTO MINICREDIT S.A . (operating under the brand VIACONTO.ro) is consumer lending company founded in 2018 that is registered and operating in Romania. VIACONTO.ro offers consumer lending services:

  • Credit line loans - open ended loan agreements up to 4000 RON. VIACONTO.ro offers fast and convenient lending by ensuring online application process and flexible borrowing terms.

More information: www.viaconto.ro


VAMO LENDING INC

The consumer lending business in Philippines is conducted by the Vamo Lending Inc., a legal entity registered according to laws of the Philippines under the registration number CS20200000915. The company is controlled by the VIA SMS Group and provides a full cycle of online lending services.

  • VAMO.ph provides online lending services by offering their customers short-term loans with duration from 7 to 30 days and the loan amount from 1000 PHP to 30 000 PHP.

More information: vamo.ph