Loan originators’ performance in Q4 2024

  • VIAINVEST news
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Aviso legal: Esta es una comunicación de marketing, no asesoramiento de inversión ni investigación de inversión. Las inversiones conllevan determinados riesgos y costes. La información legal sobre SIA “Viainvest” y sus servicios está disponible en nuestra biblioteca de divulgación. Esta es una ficha informativa periódica proporcionada con fines informativos. Datos procedentes de nuestros propios registros internos. La rentabilidad pasada no es un indicador fiable de resultados futuros.

At VIAINVEST, we are committed to keeping our investors informed by sharing the latest available performance updates from our largest loan originators. In this review, we summarize the key moments from Q4 2024, covering portfolio growth, strategic initiatives, and business developments.

Latvia

The Latvian market continued its upward trajectory in Q4 2024, with rapid portfolio expansion. Notably, despite this growth, the share of loans overdue by more than 90 days (DPD 90+) remained stable, indicating sound risk management. A significant milestone was achieved in December when a targeted campaign for clients resulted in record-breaking sales volumes. Additionally, the company has commenced the development of a new Customer Relationship Management (CRM) system. This advanced system will streamline loan processing, enhance customer service, and improve debt collection efficiency, setting the stage for further portfolio optimization.

Q3 2024Q4 2024Difference %
Net portfolio 33 841 884 EUR36 486 906 EUR7.82%
Loan volume 12 860 455 EUR14 248 873 EUR10.8%

 

Sweden

Q4 2024 was a period of significant success for the Swedish operations, marked by portfolio growth. However, the quarter also saw an increase in defaulted loans. Addressing this will be a priority in Q1 2025, with a focus on improving risk assessment and repayment strategies. The team is actively working on initiatives to strengthen loan performance while maintaining a strong lending pipeline.

Q3 2024Q4 2024Difference %
Net portfolio 11 292 459 EUR12 860 836 EUR13.89%
Loan volume 7 303 933 EUR7 622 213 EUR4.36%

 

Czech Republic
In the Czech Republic, Q4 2024 was dedicated to technological advancements. The primary focus was on IT system development, ensuring a robust and efficient platform for loan management while maintaining a steady portfolio level. Looking ahead, Q1 2025 promises to be an exciting period with the planned launch of a new financial product, which is expected to expand and enhance the offering for customers.

Q3 2024Q4 2024Difference %
Net portfolio2 369 367 EUR2 377 531 EUR0.34%
Loan volume1 185 860 EUR1 304 003 EUR9.96%

 

Disclaimer
1) This is marketing communication, not investment advice or investment research. Investments involve certain risks and costs. Legal information about SIA “Viainvest” and its services is available here:https://viainvest.com/en/company/legal/. 2) This is a periodic fact sheet provided for informational purposes. Data sourced from our own internal records. Past performance is not a reliable indicator of future results.

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Welcoming investment content creators to our office

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Last week, we had the pleasure of welcoming investment content creators Antonio Hernández Mora, Michael Pino, and Tengu Inversor to the VIAINVEST office.

During the visit, we shared more about VIAINVEST, our team, and the work behind the platform. We also had the opportunity to talk about our journey over the past 10 years –  from where VIAINVEST started to where we are today.

The meeting gave us a valuable opportunity to have open conversations, answer questions, and offer a closer look at our day-to-day work. We truly appreciate moments like this, as they help us connect with the investor community in a more personal and direct way.

Thank you, Antonio, Michael, and Tengu Inversor, for visiting us and taking the time to get to know VIAINVEST better.

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Loan Originators’ Performance in Q1 2026

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At VIAINVEST, we aim to keep our investors informed by consistently providing insights from our main loan originators. This Q1 2026 overview highlights key developments, including portfolio expansion, recent strategic moves, and business updates, which reflect the ongoing progress and growth of our platform.

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