Making your first investment can feel like a big step, especially if you are new to fixed income or P2P investing. The process becomes much easier once you know where to start, what to review, and how the investment flow works on the platform.

VIAINVEST gives investors access to fixed income opportunities through asset-backed securities. Before investing, you can review the offer details, supporting documents, expected return, maturity, and other information connected to each opportunity.

This guide walks through the main steps of making your first investment on VIAINVEST, from choosing an offer to following your investment after purchase.

Start from the investment list

After your account is verified and funded, you can go to the investment list to see available offers.

The list gives you a quick overview of current investment opportunities. You can compare offers by details such as loan originator, publishing date, initial term, remaining term, issued amount, available amount, and interest rate.

You can also use filters to narrow the list based on your preferences. For example, you may want to focus on a specific country, interest rate, available amount, or remaining term.

This screen is useful when you want to compare several offers before opening a specific investment profile.

Open the investment profile

When you select an offer, you will be taken to the investment profile.

This is where you can review the investment in more detail before deciding whether to invest. The profile includes several sections, such as investment overview, my investment, description, and documents.

The investment overview shows the main information about the offer, including the ISIN, loan originator country, specified currency, annual interest rate, nominal value per security, issue price, publishing date, maturity date, type of security, and interest payment details.

Together, these details give you a clearer view of how the investment is structured and what terms apply.

Review the description and documents tabs

The description tab gives a short overview of the loan originator connected to the investment. This can be useful when you want to understand who is behind the underlying loan portfolio and compare offers from different originators or countries.

The documents tab is an important part of the investment review process. Here you can access documents connected to the offer, such as the Key Information Document, Final Terms, and Base Prospectus.

These documents provide more detail about the investment terms, the structure of the security, and information investors should review before making a decision. They help you understand the investment beyond the headline return.

Taking a few minutes to open the documents can make the decision more informed and more disciplined.

Enter the amount you want to invest

On the investment overview tab, you can enter the amount you want to invest.

The platform will show whether the amount is available for that offer and whether it meets the minimum investment requirement. If the amount is too low, you will see a notification before you can continue.

You can also see details such as already invested amount, available amount, number of purchased securities, final repayment date, and projected repayment amount.

For a first investment, it can be useful to start with an amount that helps you understand the process without committing too much at once.

Confirm the investment

After reviewing the investment details and documents, you can continue to the review step.

Before confirming, VIAINVEST shows a summary of the investment. You will also be asked to confirm that you have read and agree with the relevant documents, including the terms and conditions, legal disclosures, Base Prospectus, Final Terms, and Key Information Document.

Once everything is reviewed, you can confirm the investment.

Follow your investment after purchase

Once confirmed, the investment becomes part of your portfolio.

You can follow its status from your dashboard or from the my investments area. This helps you keep track of your invested amount, available balance, expected repayments, and portfolio activity.

On the investment profile, the my investment tab also shows whether you have invested in that specific security. From there, you can return to your investments or continue exploring available offers.

Using Auto-invest after your first investment

Once you understand how the manual investment flow works, Auto-invest can help make the process more efficient.

Auto-invest allows you to set your own criteria and automatically allocate available funds into matching offers. You can also choose pre-made Auto-invest strategies, where settings are adjusted automatically based on available offers.

This can be useful for investors who want to build passive income without manually selecting every investment. It also helps support diversification and keeps available funds from sitting idle for too long.

Key takeaways

Your first investment on VIAINVEST should be based on a clear review of the offer, not only the interest rate.

Start from the investment list, open the investment profile, review the overview, description, and documents, then confirm the amount you want to invest. After investing, you can follow the position from your portfolio and decide whether to continue manually or use Auto-invest.

A clear process makes investing easier. Once you know where the key information is, each next investment becomes more familiar and easier to evaluate.