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Uniting to Shape the Future of Regulated Fintech

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Six of Latvia’s leading investment platforms—LANDE, INDEMO, VIAINVEST, NECTARO, DEBITUM INVESTMENTS, and TWINO—have joined forces to form an alliance dedicated to advancing transparency, trust, and innovation in the fintech industry. Together, we are setting a new standard for investor confidence and collaboration in Europe’s alternative financing market.

Regulation at the Core of Our Mission

 

As licensed platforms under MiFID II and ECSPR, we share a strong commitment to operating within a regulated framework that ensures transparency, accountability, and investor protection. We believe regulation is key to creating a secure and sustainable financial ecosystem—one that benefits investors, businesses, and the broader economy.

As proponents of regulation and supervised operations, we recognize the significant risks posed by platforms operating in unlicensed or grey areas. One of our key priorities is to encourage the transition of the P2P and alternative investments industry into a fully regulated and supervised framework, establishing a level playing field with uniform rules for all participants.

What We Represent

 

Individually, each of our platforms has achieved impressive milestones. Together, we amplify our impact:

  • Over 143,000 investors across Europe trust us to help grow their portfolios.
  • Collectively, we have financed more than €1.81 billion in projects, spanning real estate debt, agriculture, consumer loans, and business loans.
  • We are committed to delivering high-quality, secure, and innovative financial services within a regulated framework.

Backed by Institutions That Believe in Innovation

 

The success of this alliance is built on the foundation of Latvia’s progressive approach to fintech. The Bank of Latvia has fostered a balanced regulatory framework that supports both oversight and growth. Meanwhile, organizations like the Investment and Development Agency of Latvia and the Fintech Latvia Association play a crucial role in promoting our sector on the global stage. Their support enables us to participate in international events, showcase Latvian fintech innovation, and build stronger connections with investors across Europe.

A Shared Vision for the Future

 

Our alliance is more than a collaboration—it’s a statement of shared values and commitment. We believe that by working together, we can set new benchmarks for trust, transparency, and innovation in the fintech industry.

As a group, we aim to inspire confidence in investors and demonstrate the benefits of a regulated, secure investment environment. Our combined strength ensures that we are ready to meet the challenges of a rapidly changing market while continuing to deliver value to our investors.

Together, we are shaping the future of investment fintech—one that prioritizes integrity, innovation, and collaboration.

Signed,

LANDE, INDEMO, VIAINVEST, NECTARO, DEBITUM INVESTMENTS, and TWINO

Disclaimer

This is marketing communication, not investment advice or investment research. Investments involve certain risks and costs. Legal information about SIA “Viainvest” and its services is available here: https://viainvest.com/en/company/legal/.

Viel Erfolg beim Investieren!
Team VIAINVEST

Teilen Sie Ihre Gedanken

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On 16th of September, our Board Member, Tatjana Kulapina, represented VIAINVEST during the Latvian business delegation’s visit to Germany, joining meetings with German investors, banks and FinTech industry partners.

The programme brought Latvian companies directly together with key players in the German financial ecosystem to discuss investment, market expansion and new opportunities for cooperation.

Thank you to Minister of Economics Viktors Valainis, Investment and Development Agency of Latvia – LIAA, Fintech Latvia Association and House of Finance & Tech Berlin for bringing the two FinTech ecosystems closer together.

Photos: Photothek Media Lab

Participation in the international trade mission is organised by LIAA within the European Union co-funded Programme for the Development of Innovative Entrepreneurship among Small and Medium-sized Enterprises (SMEs), with support from the European Regional Development Fund and national funding.

#VIAINVEST #EUfunds #EUfondi #InvestInLatvia #FinTechLatvia #FinTech #Latvia #Germany #Berlin #Investment #marketingcommunication

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As we welcome fall, it is time to view the key statistics for August.

More than €10 million in loans were published on VIAINVEST, and a total of €589,168 in interest was paid to investors during the month.

Interest rates of up to 13.3% were available on the platform, and total client registrations reached 48,379 by the end of the month.

August 2026 in figures:

Loans published – 10 078 099 EUR
Loans funded – 9 804 526 EUR
Interest paid to investors – 589 168 EUR
Interest rate up to – 13.3%
Total client registrations – 48 379