Über unsere Firma
Vertrauenswürdiger Finanzdienstleister in ganz Europa
Über uns
VIAINVEST is an investment platform offering to invest into loans originating from non-banking lenders – VIA SMS Group and its daughter companies.
Unlike traditional banking or investment service providers, VIAINVEST offers private investors and legal entities access to the non-banking lending sector through a simple process.
VIAINVEST obtained an investment brokerage firm license and it is supervised by the Financial and Capital Market Commission. Our license number is 06.06.08.735/538. The license applies only to investment services.
VIAINVEST is authorized to provide the following investment services:
- Acceptance and transmission of orders in respect of one or more financial instruments;
- Execution of orders on behalf of clients;
- Placement of financial instruments without commitment to redeem financial instruments
VIAINVEST is authorized to provide the following ancillary services:
- Holding of financial instruments;
- Initial placement of financial instruments;
- Exchanging foreign currencies for the purpose of providing investment services
Financial instruments available on VIAINVEST are sold over the counter (OTC).
Transition period
Issuance of the license marks the beginning of transition period ending in June 30, 2022 within which VIAINVEST will gradually shift from selling claim rights to listing asset backed securities. For better user experience VIAINVEST intends to maintain the previous user interface as much as possible. During and after this period, VIAINVEST’s place for the provision of the services (both for investments in claim rights and asset backed securities) will be in Latvia, irrespective of an investor’s country of origin. We will be passporting our investment services across the EU/EEA only after this transition period and after the receipt of the respective authorization from the FCMC.
How it works with claim rights:
Borrowers request funding (loans) from the VIA SMS Group and its daughter companies. Active contract is then published on VIAINVEST website making it available for investment. Each investor has full control of how much he wants to invest into a specific loan.
How it will work with securities:
Borrowers will request funding (loans) from the VIA SMS Group and its daughter companies. Loans from each loan originator will be combined into pools of loans. After the securitization process, all securities linked to a certain pool of loans will be published on VIAINVEST platform with the same ISIN (International Securities Identification Number provided by Nasdaq Riga). This makes them available for investment and from this point each investor has to decide on how much he wants to invest into a specific pool of loans.
VIAINVEST guarantees a transparent investment environment and full investor support at any time. More information about investing risks and security could be found here
Unternehmenswerte
-
Vertrauen
Wir haben das Ziel, mit jeder Transaktion eine vertrauensvolle Beziehungen zu begründen -
Transparenz
Wir glauben, dass Ehrlichkeit der Schlüssel zu einer fruchtbaren Zusammenarbeit ist -
Beziehung mit unseren Kunden
Unser Erfolg hängt vollständig vom Erfolg unserer Kunden ab -
Diversifizierung
Wir erschaffen Werte durch Diversifizierung in jedem Unternehmensaspekt -
Teamwork
Wir sind leidenschaftlich und setzen uns Ziele, um Spitzenleistungen zu liefern
Das Team
Mit mehr als 150 Mitarbeitern weltweit besteht VIA SMS Group aus einem Team angesehener und begeisterter Experten.
Eduards Lapkovskis
Vorstandsmitglied
Deniss Serstjukovs
Vorstandsmitglied
Valerija Klimenkova
Leiter der Investitionsplattform
Tamara Hakova
Finanzchef
Jelena Antipova
Technische Leitung
Marta Smila
Vorstandsmitglied für Recht
Dmitrijs Lvovs
Leitung Risikomanagement
Alina Puzikova
Leiter der Business Intelligence
Tatjana Kulapina
Leitung Produktentwicklung
Igors Prokofjevs
Leitung Marketing
Alvils Ermins Malinovskis
Senior Investor Berater
Jarlotte Quintero
Investor BeraterFinden Sie heraus, wie Sie ein Teil unseres Team werden können:
Wir schätzen in unseren Mitarbeitern die folgenden Werte:
- Selbstvertrauen
- Leidenschaft
- Überragende Leistungen
Derzeit haben wir keine offene Stellen! Wenn Sie sich bewerben möchten, melden Sie sich bei uns: hr@viainvest.com!
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 12% | 2% | 14% |
| Early exit request before the maturity day | 1 month | 12% | n/a | 12% |
| Early exit request before the maturity day | 3 month | 12% | 1% | 13% |
| Early exit request before the maturity day | 6 month | 12% | 2% | 14% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 11% | 2% | 13% |
| Early exit request before the maturity day | 1 month | 11% | n/a | 11% |
| Early exit request before the maturity day | 3 month | 11% | 1% | 12% |
| Early exit request before the maturity day | 6 month | 11% | 2% | 13% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 9% | 2% | 11% |
| Early exit request before the maturity day | 1 month | 9% | n/a | 9% |
| Early exit request before the maturity day | 3 month | 9% | 1% | 10% |
| Early exit request before the maturity day | 6 month | 9% | 2% | 11% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
*Zweikomponenten-Vergütungsmodell: Zinsen von 8% p.a. auf Monatsbasis plus Zinsen, die bei Fälligkeit der Vereinbarung gezahlt werden und dem Anleger eine Rendite von 8% bis 12% p.a. bieten. Die bei Fälligkeit gezahlten Zinsen ergeben sich aus dem Projektkapitalisierungssatz und dem Immobilienverkaufspreis wie folgt:
Berechnungsbeispiel:
| Mietrendite | Verkaufspreis | Zinserträge |
|---|---|---|
| 5,75% | 38 093 071 € | 8% |
| 5,25% | 41 720 983 € | 10% |
| 4,75% | 46 112 665 € | 12% |
Die Kapitalisierungsrate gibt die erwartete Rendite an, die ein Investor voraussichtlich mit einer als Finanzinvestition gehaltenen Immobilie erzielen wird. Der Zinssatz errechnet sich aus der Division des jährlichen Nettobetriebsergebnisses durch den Wert der Immobilie und wird mit 100 multipliziert, um den Prozentsatz zu erhalten.