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About Viainvest

We are a regulated investment services provider. Our reliable and transparent investment products are built to work for everyone.

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When it's about your money, we keep you informed and your investments safe. Dive deep into our offer details and learn how your investments are protected and regulated.

  • Latvia

    Loan originator: Sabiedrība ar ierobežotu atbildību “VIA SMS”

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

  • Sweden

    Loan originator: Viaconto Sweden AB

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

  • Czech Republic

    Loan originator: Via SMS s.r.o.

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

  • Poland

    Loan originator: “VIA SMS PL” Sp.z.o.o.

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

  • Romania

    Loan originator: IFN VIACONTO MINICREDIT S.A.

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

  • Philippines

    Loan originator: VAMO LENDING INC

    Issuer: SIA “VIAINVEST Assets”

    View the full Base Prospectus approved by Latvijas Banka the central bank of Latvia

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SIA Viainvest (registration No. 40203015744, legal address: 13 Janvara street 3, Riga, Latvia) is an investment brokerage firm licensed and supervised by the Latvijas Banka the central bank of Latvia (www.bank.lv; legal address: 2A K. Valdemāra Street, Riga, LV-1050, Latvia; phone: +371 67022300; e-mail: [email protected]). License number 06.06.08.735/538. The place of provision of VIAINVEST services is Latvia, regardless of the investor's country of origin.


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Return consists of two component compensation model - 11% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 13%.
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Return consists of two component compensation model - 9% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 11%.
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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 12% 2% 14%
Early exit request before the maturity day 1 month 12% n/a 12%
Early exit request before the maturity day 3 month 12% 1% 13%
Early exit request before the maturity day 6 month 12% 2% 14%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 11% 2% 13%
Early exit request before the maturity day 1 month 11% n/a 11%
Early exit request before the maturity day 3 month 11% 1% 12%
Early exit request before the maturity day 6 month 11% 2% 13%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 9% 2% 11%
Early exit request before the maturity day 1 month 9% n/a 9%
Early exit request before the maturity day 3 month 9% 1% 10%
Early exit request before the maturity day 6 month 9% 2% 11%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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*Two component compensation model: interest of 8% p.a. on monthly basis plus interest paid at maturity of the agreement, providing investor with yield to maturity range from 8% to 12% p.a. Interest paid at maturity derives from project Capitalization Rate and Real Estate sales price as follows:

Calculation example:

Capitalization Rate Sales price Yield to maturity
5,75% < 38 093 071 € 8%
5,25% 38 093 071 € - 41 720 983 € 10%
4,75% 46 112 665 € < 12%

Capitalization rate indicates the expected rate of return an investor is likely to achieve on an investment property. The rate is calculated by dividing net annual operating income by the value of the property and multiplied by 100 to get the percentage.

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Although we highly value your right not to submit the information about your knowledge and experience in the financial market, please note that we are not able to evaluate your knowledge and experience according to MiFID requirements. Therefore, the financial instruments might potentially be inappropriate to your knowledge and experience.

I understand and want to proceed

We have asked you to submit the information about your knowledge and experience in compliance with MiFID requirements, and after evaluating it we would like to inform you that the evaluation result based on the information provided is that you have knowledge and experience as a starting investor. Therefore we inform you that the financial instrument is potentially inappropriate for you.

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I understand and want to proceed

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I understand and want to proceed