About our company

Trusted financial services provider across Europe

About us

VIAINVEST is a peer-to-peer marketplace for private lenders to invest into loans originating from non-banking lenders – the VIA SMS Group and its daughter companies. Portfolios of non-banking borrower claims mainly consist of consumer loan requests across Europe.

Unlike traditional banking VIAINVEST offers private investors access to the non-banking lending sector through a simple process.

Borrowers request funding from the VIA SMS Group, the active contract automatically is then mirrored on VIAINVEST making it available for public investment. Each investor has full control of how much he wants to invest, to whom and in which loan. VIAINVEST guarantees a transparent investment environment and full investor support at any time.

Corporate values

  • Trust

    We aim to build trustworthy relationships with every transaction

  • Transparency

    We believe that honesty is the core element of fruitful cooperation

  • Client relationship

    Our success is fully dependant on the success of our clients

  • Diversification

    We create value through diversification in every aspect of the business

  • Teamwork

    We are passionate and set goals to achieve excellence

Team

With over 150 employees VIA SMS has built a team of valued professionals.

Eduards Lapkovskis

Eduards Lapkovskis

Member of the Board
Deniss Serstjukovs

Deniss Serstjukovs

Member of the Board
Simona Lucatniece

Simona Lucatniece

P2P Platform Lead
Viktorija Ratacova

Viktorija Ratacova

Chief Financial Officer
Jelena Antipova

Jelena Antipova

Chief Technology Officer
Daiga Muizniece

Daiga Muizniece

Chief Legal Officer
Dmitrijs Lvovs

Dmitrijs Lvovs

Head of Risk Management Department
Igors Prokofjevs

Igors Prokofjevs

Head of Marketing Department
Jelena Bulmane

Jelena Bulmane

Head of Product
Valerija Klimenkova

Valerija Klimenkova

Senior Investor Advisor
Alvils Ermīns Maļinovskis

Alvils Ermins Malinovskis

Investor Advisor

Find out how to join our team:

Careers

Qualities highly valued in our employees:

  • Confidence
  • Passion
  • Excellence

Currently all positions in our team are filled! If you are still interested in joining VIAINVEST, please let us know by e-mail: hr@viainvest.com!

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*Two component compensation model: interest of 8% p.a. on monthly basis plus interest paid at maturity of the agreement, providing investor with yield to maturity range from 8% to 12% p.a. Interest paid at maturity derives from project Capitalization Rate and Real Estate sales price as follows:

Calculation example:

Capitalization Rate Sales price Yield to maturity
5,75% < 38 093 071 € 8%
5,25% 38 093 071 € - 41 720 983 € 10%
4,75% 46 112 665 € < 12%

Capitalization rate indicates the expected rate of return an investor is likely to achieve on an investment property. The rate is calculated by dividing net annual operating income by the value of the property and multiplied by 100 to get the percentage.