Par kompāniju
Uzticams alternatīvo finanšu pakalpojumu sniedzējs Eiropā
Par mums
VIAINVEST is an investment platform offering to invest into loans originating from non-banking lenders – VIA SMS Group and its daughter companies.
Unlike traditional banking or investment service providers, VIAINVEST offers private investors and legal entities access to the non-banking lending sector through a simple process.
VIAINVEST obtained an investment brokerage firm license and it is supervised by the Financial and Capital Market Commission. Our license number is 06.06.08.735/538
VIAINVEST is authorized to provide the following investment services:
- Acceptance and transmission of orders in respect of one or more financial instruments;
- Execution of orders on behalf of clients;
- Placement of financial instruments without commitment to redeem financial instruments
VIAINVEST is authorized to provide the following ancillary services:
- Holding of financial instruments;
- Initial placement of financial instruments;
- Exchanging foreign currencies for the purpose of providing investment services
Financial instruments available on VIAINVEST are sold over the counter (OTC).
Transition period
Issuance of the license marks the beginning of 6 months transition period ending in March 27, 2022 within which VIAINVEST will gradually shift from selling claim rights to listing asset backed securities. For better user experience VIAINVEST intends to maintain the previous user interface as much as possible. During and after this period, VIAINVEST’s place for the provision of the services (both for investments in claim rights and asset backed securities) will be in Latvia, irrespective of an investor’s country of origin. We will be passporting our investment services across the EU/EEA only after this transition period and after the receipt of the respective authorization from the FCMC.
How it works with claim rights:
Borrowers request funding (loans) from the VIA SMS Group and its daughter companies. Active contract is then published on VIAINVEST website making it available for investment. Each investor has full control of how much he wants to invest into a specific loan.
How it works with claim rights:
Borrowers will request funding (loans) from the VIA SMS Group and its daughter companies. Loans from each loan originator will be combined into pools of loans. After the securitization process, all securities linked to a certain pool of loans will be published on VIAINVEST platform with the same ISIN (International Securities Identification Number provided by Nasdaq Riga). This makes them available for investment and from this point each investor has to decide on how much he wants to invest into a specific pool of loans.
VIAINVEST guarantees a transparent investment environment and full investor support at any time. More information about investing risks and security could be found here
Korporatīvās vērtības
-
Uzticamība
Mēs tiecamies veidot uzticības vērtu sadarbību ar katru klientu -
Caurskatāmība
Mēs ticam, ka atklātība ir auglīgas sadarbības pamatelements -
Sadarbība ar klientu
Mūsu panākumi ir pilnībā atkarīgi no mūsu klientu panākumiem -
Diversifikācija
Mēs radām pievienoto vērtību, padarot katru biznesa aspektu caurskatāmu -
Komandas darbs
Mēs esam aizrautīgi un izvirzām mērķi sasniegt izcilību
Komanda
Nodarbinot vairāk kā 150 darbiniekus visā pasaulē, VIA SMS Group ir izveidojusi augstu vērtētu un aizrautīgu profesionāļu komandu.
Eduards Lapkovskis
Valdes loceklis
Deniss Serstjukovs
Valdes loceklis
Valerija Klimenkova
Investīciju platformas vadītāja
Tamara Hakova
Finanšu direktore
Jelena Antipova
IT departamenta vadītāja
Inese Otersone
Juridiskā departamenta vadītāja
Dmitrijs Lvovs
Risku vadības departamenta vadītājs
Alina Puzikova
Biznesa izlūkošanas departamenta vadītāja
Tatjana Kulapina
Produktu attīstības departamenta vadītāja
Igors Prokofjevs
Mārketinga departamenta vadītājs
Alvils Ermins Malinovskis
Vecākais investoru atbalsta speciālists
Jarlotte Quintero
Investoru atbalsta speciālisteNoskaidro, kā pievienoties mūsu komandai!
Īpašības, ko augstu vērtējam mūsu darbiniekos:
- Pārliecība par sevi
- Aizrautība
- Izcilība
Pašlaik VIAINVEST nav brīvu vakanču. Ja tomēr esi ieinteresēts pievienoties mūsu komandai, raksti mums uz hr@viainvest.com!
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 12% | 2% | 14% |
| Early exit request before the maturity day | 1 month | 12% | n/a | 12% |
| Early exit request before the maturity day | 3 month | 12% | 1% | 13% |
| Early exit request before the maturity day | 6 month | 12% | 2% | 14% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 11% | 2% | 13% |
| Early exit request before the maturity day | 1 month | 11% | n/a | 11% |
| Early exit request before the maturity day | 3 month | 11% | 1% | 12% |
| Early exit request before the maturity day | 6 month | 11% | 2% | 13% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 9% | 2% | 11% |
| Early exit request before the maturity day | 1 month | 9% | n/a | 9% |
| Early exit request before the maturity day | 3 month | 9% | 1% | 10% |
| Early exit request before the maturity day | 6 month | 9% | 2% | 11% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
Two component compensation model: monthly interest rate plus bonus at the end of the agreement if sales revenue exceeds the set threshold. Investor’s total interest income depends on the rent yield. Rent yield is the return a property investor is likely to achieve on a property through rent, which is calculated by dividing net annual property rental income by the value of the property and multiplied by 100 to get the percentage. Rent yield will be calculated at the end of the agreement and paid to the investors according to the threshold provided in the table below. Fixed interest of 8% is paid to the investor on a monthly basis. Namely if the total rent yield will reach 5.25%, effective interest income will reach 10%, the difference will be paid out at the end of the agreement.
Calculation example:
| Rent yield | Sales price | Interest income |
|---|---|---|
| 5,75% | 38 093 071 € | 8% |
| 5,25% | 41 720 983 € | 10% |
| 4,75% | 46 112 665 € | 12% |