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Pieejamo aizdevumu saraksts
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Aizdevumu saraksts
Droša investīcija |
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|---|---|---|---|---|---|---|---|---|---|
| 09-2011205 | Business loan |
VN
|
01.07.2020 | 12.00 | 24 mēneši | 737 dienas | € 444500.00 | € 209053.38 | |
| 04-1024624 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 29 dienas | € 490.00 | € 62.27 | |
| 04-1024488 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 26 dienas | € 300.00 | € 90.50 | |
| 04-1024254 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 29 dienas | € 500.00 | € 99.28 | |
| 04-1023768 | Kredītlīnija |
LV
|
21.09.2020 | 12.00 | - | 10 dienas | € 2996.61 | € 2247.79 | |
| 04-1023303 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 13 dienas | € 1938.68 | € 40.68 | |
| 04-1022916 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 22 dienas | € 861.37 | € 66.32 | |
| 04-1022704 | Kredītlīnija |
LV
|
22.09.2020 | 12.00 | - | 22 dienas | € 1005.28 | € 82.90 | |
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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.
| Reason for withdrawal from the agreement | Prior notice period | Guaranteed annual interest rate (paid on monthly basis) | Extra annual interest, paid once at the end of the agreement | Total annual interest rate |
|---|---|---|---|---|
| The loan maturity day | n/a | 12% | 2% | 14% |
| Early exit request before the maturity day | 1 month | 12% | n/a | 12% |
| Early exit request before the maturity day | 3 month | 12% | 1% | 13% |
| Early exit request before the maturity day | 6 month | 12% | 2% | 14% |
By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.
Two component compensation model: monthly interest rate plus bonus at the end of the agreement if sales revenue exceeds the set threshold. Investor’s total interest income depends on the rent yield. Rent yield is the return a property investor is likely to achieve on a property through rent, which is calculated by dividing net annual property rental income by the value of the property and multiplied by 100 to get the percentage. Rent yield will be calculated at the end of the agreement and paid to the investors according to the threshold provided in the table below. Fixed interest of 8% is paid to the investor on a monthly basis. Namely if the total rent yield will reach 5.25%, effective interest income will reach 10%, the difference will be paid out at the end of the agreement.
Calculation example:
| Rent yield | Sales price | Interest income |
|---|---|---|
| 5,75% | 38 093 071 € | 8% |
| 5,25% | 41 720 983 € | 10% |
| 4,75% | 46 112 665 € | 12% |