I started investing on ViaInvest in 2019 and since then I get a good and stable return every month.

InvertirenPrestamosP2P.com
Carmen Corral

Sign up now and get a 1% bonus on your Average Investment Portfolio within the first 90 days!

START INVESTING

See Terms

How it works

  • Register.
    Fill out the registration form with the necessary information and become a client.
  • Deposit funds. To start earning, fund your investor account with SEPA payment from
    a bank account in any EU credit institution or electronic money institution.
  • Explore offers. We regularly publish new investment opportunities. Each is approved by Latvijas Banka, with clear information and an ISIN number issued by NASDAQ CSD SE.
  • Invest and automate. Fully automate the investment process with Auto-invest feature, or remain in complete control with manual investments.
  • Earn interest and grow your capital. As loans are repaid, you will receive monthly payments of invested principal plus earned interest. When the securities are redeemed, your funds become immediately available.

REGULATED MEANS BENEFICIAL

  • Invest securely

    Benefit from an investor protection scheme of up to 20 000 EUR, segregated asset holdings, and approved by Latvijas Banka investment offers.

  • Go large or go small

    Start as little as 50 EUR. When you are ready to go big, our wide range of offers allows for large investment opportunities.

  • Diversify your investments

    When you invest in asset-backed securities, you are investing in a diverse pool of loans, which balances your risk when compared to single loans.

  • Buyback obligation

    If a borrower fails to make a payment for more than 60 days, the loan originator is required to buy back the loan. You will receive the full principal and interest.

  • Enjoy zero fees

    At VIAINVEST we do not charge any fees for using the platform or investing. Enjoy great returns with zero commission.

  • Automate and be in control

    With our intelligent Auto-invest, you can completely automate the investing process. If you prefer to invest manually, it only takes a few clicks.

  • Regulated
  • Latvijas Banka supervises compliance with EU laws and regulations made to protect investors, like MiFID
  • Securities are backed by the pool of loans
  • Using segregated accounts to safeguard investors' assets
  • The security issuance is overseen by the NASDAQ CSD SE
  • Investor protection scheme of up to EUR 20 000
  • Appropriate product offering based on investor knowledge assessment
  • Safe environment monitored by market regulator
  • Other P2P loan platforms
  • Business integrity
  • A single loan investment
  • No requirement to hold separate accounts
  • Loans issued by platform
  • No state guarantee
  • Same investment product offers for everyone
  • Security procedures defined and monitored by the platform

SAFE AND RELIABLE INVESTMENTS

START INVESTING

* This is a marketing communication and in no way should be viewed as investment research, advice or recommendation to invest. There is no guarantee to get back the invested amount. Past performance of financial instruments does not guarantee future returns. Investing in financial instruments involves risk. Before investing, consider your knowledge, experience, financial situation and investment objectives. Read more here.

Close
Return consists of two component compensation model - 11% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 13%.
Close
Return consists of two component compensation model - 9% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 11%.
Close

This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 12% 2% 14%
Early exit request before the maturity day 1 month 12% n/a 12%
Early exit request before the maturity day 3 month 12% 1% 13%
Early exit request before the maturity day 6 month 12% 2% 14%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

Close

This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 11% 2% 13%
Early exit request before the maturity day 1 month 11% n/a 11%
Early exit request before the maturity day 3 month 11% 1% 12%
Early exit request before the maturity day 6 month 11% 2% 13%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

Close

This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 9% 2% 11%
Early exit request before the maturity day 1 month 9% n/a 9%
Early exit request before the maturity day 3 month 9% 1% 10%
Early exit request before the maturity day 6 month 9% 2% 11%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

Close

*Two component compensation model: interest of 8% p.a. on monthly basis plus interest paid at maturity of the agreement, providing investor with yield to maturity range from 8% to 12% p.a. Interest paid at maturity derives from project Capitalization Rate and Real Estate sales price as follows:

Calculation example:

Capitalization Rate Sales price Yield to maturity
5,75% < 38 093 071 € 8%
5,25% 38 093 071 € - 41 720 983 € 10%
4,75% 46 112 665 € < 12%

Capitalization rate indicates the expected rate of return an investor is likely to achieve on an investment property. The rate is calculated by dividing net annual operating income by the value of the property and multiplied by 100 to get the percentage.