Register and earn a bonus

Lars from Passives Einkommen mit P2P invests on Viainvest

Passives Einkommen mit P2P
Lars

START INVESTING

Viainvest Tutorial (German)

See Terms

How it works

Register.
Fill out the registration form with the necessary information and become a client.
Deposit funds. To start earning, fund your investor account with SEPA payment from
a bank account in any EU credit institution or electronic money institution.
Explore offers. We regularly publish new investment opportunities. Each is approved by Latvijas Banka, with clear information and an ISIN number issued by NASDAQ CSD SE.
Invest and automate. Fully automate the investment process with Auto-invest feature, or remain in complete control with manual investments.
Earn interest and grow your capital. As loans are repaid, you will receive monthly payments of invested principal plus earned interest. When the securities are redeemed, your funds become immediately available.

REGULATED MEANS BENEFICIAL

Invest securely

Benefit from an investor protection scheme of up to 20 000 EUR, segregated asset holdings, and approved by Latvijas Banka investment offers.
Go large or go small

Start as little as 50 EUR. When you are ready to go big, our wide range of offers allows for large investment opportunities.
Diversify your investments

When you invest in asset-backed securities, you are investing in a diverse pool of loans, which balances your risk when compared to single loans.
Buyback obligation

If a borrower fails to make a payment for more than 60 days, the loan originator is required to buy back the loan. You will receive the full principal and interest.
Enjoy zero fees

At VIAINVEST we do not charge any fees for using the platform or investing. Enjoy great returns with zero commission.
Automate and be in control

With our intelligent Auto-invest, you can completely automate the investing process. If you prefer to invest manually, it only takes a few clicks.

Regulated
Latvijas Banka supervises compliance with EU laws and regulations made to protect investors, like MiFID
Securities are backed by the pool of loans
Using segregated accounts to safeguard investors' assets
The security issuance is overseen by the NASDAQ CSD SE
Investor protection scheme of up to EUR 20 000
Appropriate product offering based on investor knowledge assessment
Safe environment monitored by market regulator

Other P2P loan platforms
Business integrity
A single loan investment
No requirement to hold separate accounts
Loans issued by platform
No state guarantee
Same investment product offers for everyone
Security procedures defined and monitored by the platform

SAFE AND RELIABLE INVESTMENTS

START INVESTING

* This is a marketing communication and in no way should be viewed as investment research, advice or recommendation to invest. There is no guarantee to get back the invested amount. Past performance of financial instruments does not guarantee future returns. Investing in financial instruments involves risk. Before investing, consider your knowledge, experience, financial situation and investment objectives. Read more here.

This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement	Prior notice period	Guaranteed annual interest rate (paid on monthly basis)	Extra annual interest, paid once at the end of the agreement	Total annual interest rate
The loan maturity day	n/a	12%	2%	14%
Early exit request before the maturity day	1 month	12%	n/a	12%
Early exit request before the maturity day	3 month	12%	1%	13%
Early exit request before the maturity day	6 month	12%	2%	14%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

Reason for withdrawal from the agreement	Prior notice period	Guaranteed annual interest rate (paid on monthly basis)	Extra annual interest, paid once at the end of the agreement	Total annual interest rate
The loan maturity day	n/a	11%	2%	13%
Early exit request before the maturity day	1 month	11%	n/a	11%
Early exit request before the maturity day	3 month	11%	1%	12%
Early exit request before the maturity day	6 month	11%	2%	13%

Reason for withdrawal from the agreement	Prior notice period	Guaranteed annual interest rate (paid on monthly basis)	Extra annual interest, paid once at the end of the agreement	Total annual interest rate
The loan maturity day	n/a	9%	2%	11%
Early exit request before the maturity day	1 month	9%	n/a	9%
Early exit request before the maturity day	3 month	9%	1%	10%
Early exit request before the maturity day	6 month	9%	2%	11%

*Zweikomponenten-Vergütungsmodell: Zinsen von 8% p.a. auf Monatsbasis plus Zinsen, die bei Fälligkeit der Vereinbarung gezahlt werden und dem Anleger eine Rendite von 8% bis 12% p.a. bieten. Die bei Fälligkeit gezahlten Zinsen ergeben sich aus dem Projektkapitalisierungssatz und dem Immobilienverkaufspreis wie folgt:

Berechnungsbeispiel:

Mietrendite	Verkaufspreis	Zinserträge
5,75%	38 093 071 €	8%
5,25%	41 720 983 €	10%
4,75%	46 112 665 €	12%

Die Kapitalisierungsrate gibt die erwartete Rendite an, die ein Investor voraussichtlich mit einer als Finanzinvestition gehaltenen Immobilie erzielen wird. Der Zinssatz errechnet sich aus der Division des jährlichen Nettobetriebsergebnisses durch den Wert der Immobilie und wird mit 100 multipliziert, um den Prozentsatz zu erhalten.