Previously this month the Economic and Monetary Affairs Committee voted to create a common set of rules for European crowdfunding service providers. The new text, that aims to boost cross-border funding, better protect the investors and simplify the life of crowdfunding services operating inside the European Union, represents a good step forward on what previously proposed by the European Commission. Continue reading New Rules for European Crowdfunding Platforms
Let’s start by saying that the third quarter of 2018 was not the best for VC-backed fintech companies, both in term of funding and number of deals, especially if compared to the global all-time records of the second quarter. Despite the fallback, with the $5.64B invested over 375 deals, the total amount of funding in fintech firms has already largely exceeded last year’s annual big results. And also, for what it concerns the number of deals, these are actually still on track to make 2018 a record year. Continue reading Fintech Deals Still on Track to Make 2018 a Record Year
To manage your personal finances in this modern day and age is far more complicated compared to even just ten years ago. With technology comes convenience, speed, and accuracy; yet, it can also bring complication, information overload, and lack of control. Continue reading Best Personal Finance Apps to Keep Track of Your Money
Being an average Mr. and Mrs. Smith today, means that we both work, set money aside towards retirement, and hope for the best. Yet most people start a family, pay a mortgage, have living expenses, and education costs—there is often very little extra to put aside for retirement . Continue reading Extra Income Ideas for Those Thinking about Retirement
To be successful in business, you have to demonstrate your relevance to customers and your investors. This is often done by formulating a customer value proposition and it can even include an employee value proposition. Its intent is to clearly articulate the value you offer to clients, and it gives your brand the social capital to get a customer’s share of wallet as well as the correct profile to lenders when you want to lend money. Continue reading What Kind of Added Value Do P2P Investment Platforms Offer?
As the financial industry is in a phase of complete transformation with technology, all the professionals working in the sector, the aspiring Fintech entrepreneurs, or simply anyone willing to stay up to date with the development of financial services, should learn more about the revolution happening with financial technology. Here we have made an accurate selection of various fintech courses that are currently available. Continue reading Online Courses to Master Your Fintech Knowledge
The International Monetary Fund (IMF) and the World Bank have developed and launched, in occasion of their Annual Meetings in Indonesia, the “Bali Fintech Agenda”. It is a paper basically intended to support policymakers around the world to harness the opportunities emerging with the rapid growth of fintech, with a particular focus on facilitating financial inclusion for the unbanked. Continue reading The Bali Fintech Agenda: Expanding Access to Financial Services
There is a saying “if it’s worth doing, it’s worth doing it well.” This is especially true when it comes to investing your money. No matter which investment platforms you choose to utilize, careful consideration and evaluation is necessary before you expose yourself to risk. Continue reading A Few Things You Should Know before Becoming an Investor on a P2P Platform
Whether you are an investor, a fintech professional or someone simply following the news, you have heard for sure speaking about Bitcoin. However, there is now a huge number of other cryptocurrencies, the so-called altcoins, that are gaining popularity and market capitalization. Here we take a brief look at five cryptocurrencies, and at the platforms behind those, that we think you should have at least a basic knowledge of. Continue reading The 5 Cryptocurrencies that You Should Know
If it was easy to become wealthy, we wouldn’t need experts advising us on how to invest in the first place. People have been trying to find the best return for their investment for ages. There are also so many ways in which to invest these days that it can become daunting for a beginner. Continue reading Does It Pay off to Be an Investor on a P2P Platform?