Month: August 2018

The Financial Conduct Authority (FCA), who operates as the financial regulatory body in the United Kingdom, has recently announced the launch of a consultation phase for its plan to create a global fintech sandbox. The purpose of sandbox would be to facilitate the development of companies testing their products and innovating in multiple countries, as well as to tackle cross-border issues due to different national regulations. Continue reading FCA Ambitions: a Global Fintech Sandbox

Looking at the best way to invest your money can be a time intensive and complex endeavor. We are not living in the Baby Boom era where options were simple and stability almost guaranteed. The recent global financial crisis, in particular, gave way to things like P2P lending and has opened alternative streams of attaining good returns. Continue reading P2P Profit Margins Compared to Conventional Investing

Looking for the best way to invest your money is something the human race has tried to perfect for centuries. A short decade ago saw the greatest financial crash in human history and yet by the looks of it, many countries, businesses, and consumers are going to repeat the same mistakes that led up to that magnificent implosion in the first place. Continue reading How to Make Money with P2P Investing

Along with the explosive growth of fintech startups and the quantity of invested into this industry, we have also seen an increasing interest from banks, corporations and international organizations into the industry, with the subsequent flourishing of accelerators and incubators offering quality programs for promising startups. Here we’ve compiled a list of those we think are the most interesting fintech accelerators and incubators in Europe. Continue reading The Most Interesting Fintech Accelerators in Europe 2018

When it comes to investments these days, according to the Financial Consumer Agency of Canada (and a bit of our own expertise on the subject) there are numerous options when it comes to conventional investing:

• Annuities (Retirement plan)
• Bonds (Loan to a company)
• (CSB) Canada Savings Bond (Government savings product)
• (EFT) Exchange Traded Fund (Stocks, bonds, and commodities)
• (GIC) Guaranteed Investment Certificate (Capital protection investment)
• Mutual Fund (Multi-person investment managed by a financial advisor/ manager)
• Security (Transferable investment)
• Segregated Fund (Minimum pay-out guarantee investment)
• Stock (Shares/equities in public companies traded on the stock market)
• (T-bill) Treasury Bill (Low-risk government investment with a set period)

And then, of course, a more unconventional method of investing – P2P lending (of which we are experts in and we’ll discuss later). Continue reading Different Investment Types and How to Choose the Right One