Have you ever been on a job interview that leaves you super excited and really aiming to get the job? Sure, the position you have applied for is significant, but it is the person you meet on the interview that gives you the first insight into the culture of the company. Meet Jūlija Sorokina, our HR Specialist that takes care of building a strong and dedicated team! Continue reading Meet the VIAINVEST team: Jūlija Sorokina, HR Specialist
Diversification is defined as the action of making or becoming more diverse or varied. So why is diversification one of the most important words in peer-to-peer lending? To understand this, we need to understand the underlying risks or peer-to-peer lending. Continue reading Benefits of investment diversification
Investors in peer to peer lending are not always aware of the types of loans they are investing in on different platforms. Often, investors trust the platform – Viainvest, Zopa, Twino, etc. – rather than make a conscious choice over the types of borrowers they lend to. This article breaks down the different types of loans typically offered on peer to peer lending sites. Continue reading Comparing Peer to Peer Loan Types
There are not many industries that would want regulation imposed on them and fewer that would actively lobby for that to be the case, but the peer-to-peer lending industry is certainly an exception.
Why does the peer-to-peer lending industry want to be regulated? There are several reasons for this, but the foremost was that as peer-to-peer lending was unregulated, it was perceived to be very high risk, a complex financial instrument and open to large-scale fraud. Peer-to-peer lending was niche and lacked the appeal to lenders who were not sophisticated investors or high net-worth individuals. Continue reading Why P2P lending industry needs and wants to be regulated? Example of the United Kingdom