Month: December 2018

Every generation has the same rhythm. The old are always baffled at how the younger ones adapt and use new technological innovations with such ease while the older one’s battle.

Take smartphones as a good example; older generations often need someone to help set it all up and show them how it works. Give a toddler that same phone and you will be amazed to see how they figure out how the setting work and they even show you a thing or two.

The same goes with investing. Older generations trust what they know. The saying goes, you can’t teach an old dog new tricks. Investing was traditionally limited to banks, share trading, and opening your own business. Continue reading Reasons Why Younger Generations Invest in P2P Lending

This year was pretty crazy for fintech. We have seen serious developments with blockchain, artificial intelligence, open APIs and open banking, the big increase of mega funding rounds as well as some substantial growth in P2P lending and other alternative finance channels. Plus, we had the opportunity to witness consolidation and maturation of the whole fintech industry, while observing the incredibly quick rise of ICOs followed by fall in numbers, together with bitcoin and other cryptocurrencies on a rollercoaster with their valuations.  Continue reading Stablecoins – the Next Big Thing in Crypto Sector?

Most of us were taught that saving money is wise, yet as we grow up, we often forget the golden cardinal rule. Much of the world’s economies rely on consumerism to grow and this perpetuates a culture of debt.

Saving money isn’t possible if you are not able to have money left to save. So, let’s bring it back to the basics by laying out a few money saving tips that will put more money back into your pocket and allow you to set some of it aside.

Continue reading Money Saving Tips for Your Investment

Since the start of the twenty-first century, technologists and many working in the financial sector have been redefining how financial services are being delivered in today’s digital age. How we save money is changing. How we repay friends and family has gone from writing cheques to firing off digital currency with a single tap on an app. Continue reading Five Fintech Trends to Look Out for in 2019

According to an analysis recently published by the Financial Conduct Authority (FCA), compiled on the basis of a survey on tech and cyber resilience, the number of cyber attacks and technology outages have almost doubled in the past year. Continue reading UK Banks Experiencing Problems with IT Security