Month: February 2019

When talking about investments into fintech startups and SMEs, it is becoming almost normal to have new record figures to look at every now and then. According to a report just released by CB Insights, in 2018 a total of $39.57B were raised by VC-backed companies, making it the best year ever registered, with an impressive 120% increase on the previous one, largely supported by the expansion in the number of the mega rounds of more than $100M each. Continue reading Fintech Investments Jump to a New Annual Record

As we’ve covered in our recent posts on the subject, peer-to-peer (P2P) lending is considered a power that swept through the European financial sector and will continue to do so if it is able to remain relevant. In this post, we’ll look at all the things that currently and could possibly in the future impact the sustainability of P2P lending in Europe. Continue reading What Does the Future Hold for P2P Lending in Europe?

Peer-to-peer (P2P) lending is roughly a decade old, and it not only disrupted the financial services sector after the global financial crises, but has paved the way forward when it comes to investing and borrowing money.

In Europe, the United Kingdom (UK) is still the largest P2P player and the birthplace thereof. The rest of Europe is fast catching up and the number of platforms has sharply increased with returns far exceeding that of stock markets and fixed-term deposits. Continue reading Where P2P Lending Is in Europe Now and What to Expect in 2019

Peer-to-Peer (P2P) lending is essentially the result of the financial crisis of 2008 where banks were folding due to the subprime mortgage defaults and capital was drying up. The world’s economies literally came to a standstill and it was difficult to do business.

People and businesses were starting to get frustrated and it didn’t take long for someone to see an opportunity. The World Wide Web made it possible to bring people and businesses together in ways that were never possible before. Continue reading History of Peer-to-Peer (P2P) Lending in Europe