The first evidence of banks existing in our world was back around 2000 BC when grain loans were extended to traders and farmers. Since that time the financial industry has come a long way, though many experts are arguing that financial technology or “FinTech” is ushering the fastest and most dramatic changes that the industry has ever seen. Continue reading FinTech Pushing Financial Institutions out of Their Comfort Zones
Greetings and welcome to our second post in the series of #VIAINVESTtips! This time we will take a closer look at different loan types that we have listed on VIAINVEST, and while we’re at it, let’s also take a look at different features of these loans. Continue reading Understanding Differences Between Different Loan Types
Do you have healthy spending and saving habits? Or are your expenses soaring out of control?
A recent U.S. Bank study revealed that a mere 41 percent of Americans plan their spending (this is a bit better than the results of a 2013 Gallup poll where only 32 percent of American households stuck to a budget). This is despite all of us knowing that budgeting is a key aspect to being able to effectively control our financial situation. Continue reading Four Budgeting Techniques for All Pockets and Personalities
Whoa! Only a few weeks left until the end of the first quarter of this year with spring finally in sight – which means it’s time to fill up our schedules with awesome fintech events coming up in Q2. Just like every year, this period is particularly stacked up with high quality fintech events and it’s certainly not an easy task to pick the best ones. Here we have selected some of the events that we believe are the ones worth considering. Continue reading Top Fintech Events in Q2 2019
We all feel overwhelmed with all those pieces of information that we keep on receiving every day, don’t we? Endless Twitter and LinkedIn feeds, all those podcasts, some interviews, the funding news with new unicorns appearing everywhere, and so on. There’s a lot of great content that you can find, of course, but sometimes it becomes a bit too much to digest. That’s why subscribing to a couple of well-selected newsletters is still one of the best ways to keep up to date about the things that you are really interested in. Here we have listed top five fintech newsletters that we think are worth subscribing to. Continue reading A Selection of Newsletters for Fintech Enthusiasts
There’s no question that Millennials are struggling more financially than generations past. Not only are today’s salaries and wages not keeping up with inflation, but young adults are stepping out of college and university with a whopping average debt of $37,000! Many have less than $2,500 banked for emergencies, and fewer Millennials are asking for a raise compared to those from the Baby Boomer generation (37 percent versus 48 percent).
The reason why today’s young adults may not be as successful with their finances is because they simply weren’t taught how to make and manage their money. Continue reading Absolutely Anyone Can Learn Personal Finance Management