VIAINVEST blog

Over the last decade, peer-to-peer lending (P2P) has seen an impressive rise as a fintech disrupter to traditional financial and banking services after the 2008 global economic crash. As time marches on, new things emerge that impact the way P2P lending operates and strives to remain sustainable.

In this post, we’ll review global and European perspectives that impact the P2P lending industry as people’s personal finances are impacted by climate change and other socio-political changes. Continue reading P2P Lending Industry in Europe & the Impact of Climate Change on Personal Finance

These are probably one of the most anticipated news from us, and we are genuinely excited to announce that our loan originator circle is joined by another perspective consumer lender – Romanian VIACONTO.ro. Continue reading VIAINVEST lists new loan originator – Romanian VIACONTO.ro

Surely you’ve heard about or know someone who is raking in the dough from a side-gig. In case you have been living under a rock and haven’t heard, a side-gig, aka side hustle, is part of the rising gig economy and it’s changed the way people approach work. It’s a second job after a traditional 9-5 workday that helps people to sock away more money for the good stuff like peer-to-peer (P2P) investing, for example. Continue reading How to Get Yourself a Side-Gig for Extra Income

Considering the official stance of the Financial and Capital Market Commission (FKTK) regarding commercial activities related to selling claim rights to consumer loans on online platforms, and also to ensure the continuity of such business operations, VIAINVEST intends to become a participant of a regulated financial and capital market by obtaining an investment brokerage firm (IBF) licence. Currently, VIAINVEST is going through a licensing process in close cooperation with FKTK, which will become the supervisory authority for the company after obtaining the licence. Continue reading VIAINVEST closely cooperating with the Financial and Capital Market Commission (FKTK) to obtain an IBF licence

Buying a car can be both an exciting and daunting endeavor. It is a very large investment and you need to critically evaluate exactly what you need (and why) when buying a car.

Below we’ll take a look at all the things you need to consider when buying a car, as well as some handy tips that give added insight as you weigh up your options. Continue reading How Do I Know What Kind of Car I Can Afford?

If you dream of growing your wealth beyond your take-home pay and pension, experts say investing is the way to do it. But if you’re ever going to be able to take that first step toward generating returns from asset classes such as peer-to-peer investing (P2P investing), you might want to learn how to budget first. Continue reading How to Budget

Peer-to-peer investments inherently carry some risks. Any portfolio no matter how well set up has those same risks, but not always to the same degree. The difference? Diversification. For investors that want to keep their return expectations high while minimizing risks, diversifying their options is one of the best ways to take advantage of P2P investments. Continue reading What Is Diversification and Why Is It Important?

It’s the age-old question, yet with each rising generation it never loses its luster: How much money do you need to retire? The answer comes down to several factors, ranging from the type of living you earn, the size and diversification of your investment portfolio and/or pension scheme, and the lifestyle you seek to maintain following your career swan song. It’s very likely that in addition to any pension-related income you may be entitled to that you may want to bolster your retirement savings through additional streams such as peer-to-peer (P2P) investing. Continue reading How Much Money Do You Need to Retire?

When it comes to finances, it’s always good to get a second (or third, or fourth!) opinion on where you should be investing your money. If you’re seeking investment advice or want a fresh take on an investment opinion or decision, reading investment blogs can be extremely eye-opening.

There are a lot of investment blogs out there these days. In this post, we’ll look at some of the top favorites. Continue reading Personal Finance Blogs Worth Checking Out

There have never been more opportunities to invest your hard-earned money than there are today. Mobile investment apps such as Robinhood have taken the internet by storm, making it possible to buy and sell assets with the click of a button.

But without learning how to save money first, it will be extremely difficult if not impossible to capitalize on any investment opportunity. Before you are in a position to allocate even 1% of your budget to investments, you’ll want to make sure that you’ve socked away enough money for a rainy day so that it won’t cramp your lifestyle. Continue reading How to Save Money So You Can Invest