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Vispārīga informācija par platformu

Kāpēc man ir jāpabeidz KYC procedūra?

VIAINVEST platformā mēs ievērojam stingrākos ES brokeru sabiedrībām noteiktos noteikumus, lai noteiktu klienta identitātes leģitimitāti un identificētu riska faktorus. KYC jeb "Zini savu klientu" (Know Your Customer) procedūra palīdz novērst identitātes zādzību, naudas atmazgāšanu un cita veida finanšu noziegumus, nodrošinot mūsu investoru drošību.

Kā tiek apstrādāti mani dati?

VIAINVEST garantē personas datu neizpaušanu un drošību, ievērojot virki ar tehniskiem un cilvēkresursu organizatoriskiem procesiem. Tiek nodrošināta personas datu fiziskā un vides drošība, ierobežojot piekļuves tiesības klienta personas datiem, nododot klienta personas datus šifrētā veidā, nodrošinot datortīklu personīgo ierīču aizsardzību. Nepārtraukti tiek veikta datu dublēšana un citi aizsardzības pasākumi, tādējādi nodrošinot klienta personas datu aizsardzību pret nelikumīgu piekļuvi, to izmantošanu vai izpaušanu. VIAINVEST arī īsteno sistemātiskus procesus un procedūras personas datu un konfidenciālas informācijas nodrošināšanai, glabāšanai.

Pamatojoties uz rakstiski iesniegtiem pieprasījumiem vai likumā noteiktajām saistībām, datu apstrādes ietvaros VIAINVEST var kopīgot klienta datus ar saņēmējiem, piemēram, iestādēm, VIAINVEST pakalpojumu saņēmējiem.

VIAINVEST neizpaudīs vairāk klienta personas datu, nekā tas ir nepieciešams izpaušanas mērķim un saskaņā ar normatīvajiem aktiem.

Visa informācija, ko klients sniedz VIAINVEST platformā, tiek droši glabāta šifrētā veidā VIAINVEST serveros vai platformas partneru serveros. Kopumā VIAINVEST glabā AML pārbaužu ietvaros sniegtos klienta datus vismaz 5 (piecus) gadus pēc darījuma attiecību izbeigšanas vai gadījuma darījuma veikšanas saskaņā ar Latvijas Republikas Noziedzīgi iegūtu līdzekļu legalizācijas un terorisma finansēšanas novēršanas likuma 37. panta 2. punktu.

Personas dati tiek glabāti vēl 5 (piecus) gadus, pamatojoties uz VIAINVEST tiesiskajām interesēm, saskaņā ar parasto noilguma termiņu iespējamo juridisko prasību gadījumā.

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Return consists of two component compensation model - 12% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 14%.
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Return consists of two component compensation model - 9% interest paid on the monthly basis and 2% paid at the loan maturity reaching the total return of 11%.
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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 12% 2% 14%
Early exit request before the maturity day 1 month 12% n/a 12%
Early exit request before the maturity day 3 month 12% 1% 13%
Early exit request before the maturity day 6 month 12% 2% 14%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 11% 2% 13%
Early exit request before the maturity day 1 month 11% n/a 11%
Early exit request before the maturity day 3 month 11% 1% 12%
Early exit request before the maturity day 6 month 11% 2% 13%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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This particular business loan allows early exit from the investment taking into account specific annual interest rate calculation terms. Early exit options and respective annual interest rates are listed below. Early exit from the investment can be requested by pressing EARLY EXIT button available in this particular business loan profile. Invested principal and earned interest returns to investor account after selected notice period.

Reason for withdrawal from the agreement Prior notice period Guaranteed annual interest rate (paid on monthly basis) Extra annual interest, paid once at the end of the agreement Total annual interest rate
The loan maturity day n/a 9% 2% 11%
Early exit request before the maturity day 1 month 9% n/a 9%
Early exit request before the maturity day 3 month 9% 1% 10%
Early exit request before the maturity day 6 month 9% 2% 11%

By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period.

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Two component compensation model: monthly interest rate plus bonus at the end of the agreement if sales revenue exceeds the set threshold. Investor’s total interest income depends on the rent yield. Rent yield is the return a property investor is likely to achieve on a property through rent, which is calculated by dividing net annual property rental income by the value of the property and multiplied by 100 to get the percentage. Rent yield will be calculated at the end of the agreement and paid to the investors according to the threshold provided in the table below. Fixed interest of 8% is paid to the investor on a monthly basis. Namely if the total rent yield will reach 5.25%, effective interest income will reach 10%, the difference will be paid out at the end of the agreement.

Calculation example:

Rent yieldSales priceInterest income
5,75%38 093 071 €8%
5,25%41 720 983 €10%
4,75%46 112 665 €12%