Being an average Mr. and Mrs. Smith today, means that we both work, set money aside towards retirement, and hope for the best. Yet most people start a family, pay a mortgage, have living expenses, and education costs—there is often very little extra to put aside for retirement. Continue reading Extra Income Ideas for Those Thinking about Retirement
To be successful in business, you have to demonstrate your relevance to customers and your investors. This is often done by formulating a customer value proposition and it can even include an employee value proposition. Its intent is to clearly articulate the value you offer to clients, and it gives your brand the social capital to get a customer’s share of wallet as well as the correct profile to lenders when you want to lend money. Continue reading What Kind of Added Value Do P2P Investment Platforms Offer?
As the financial industry is in a phase of complete transformation with technology, all the professionals working in the sector, the aspiring Fintech entrepreneurs, or simply anyone willing to stay up to date with the development of financial services, should learn more about the revolution happening with financial technology. Here we have made an accurate selection of various fintech courses that are currently available. Continue reading Online Courses to Master Your Fintech Knowledge
The International Monetary Fund (IMF) and the World Bank have developed and launched, in occasion of their Annual Meetings in Indonesia, the “Bali Fintech Agenda”. It is a paper basically intended to support policymakers around the world to harness the opportunities emerging with the rapid growth of fintech, with a particular focus on facilitating financial inclusion for the unbanked. Continue reading The Bali Fintech Agenda: Expanding Access to Financial Services
There is a saying “if it’s worth doing, it’s worth doing it well.” This is especially true when it comes to investing your money. No matter which investment platforms you choose to utilize, careful consideration and evaluation is necessary before you expose yourself to risk. Continue reading A Few Things You Should Know before Becoming an Investor on a P2P Platform
Whether you are an investor, a fintech professional or someone simply following the news, you have heard for sure speaking about Bitcoin. However, there is now a huge number of other cryptocurrencies, the so-called altcoins, that are gaining popularity and market capitalization. Here we take a brief look at five cryptocurrencies, and at the platforms behind those, that we think you should have at least a basic knowledge of. Continue reading The 5 Cryptocurrencies that You Should Know
If it was easy to become wealthy, we wouldn’t need experts advising us on how to invest in the first place. People have been trying to find the best return for their investment for ages. There are also so many ways in which to invest these days that it can become daunting for a beginner. Continue reading Does It Pay off to Be an Investor on a P2P Platform?
We’ve created many pieces lately on the topic of P2P as a whole. Here is possibly the best description of the economy as such, and we wanted to share it with you before we dig deeper into how P2P business actually works. Continue reading P2P Industry: How the Business Works
P2P lending is essentially an online transaction between two parties whereupon one lends money to another. This transaction is facilitated by a middleman and a return fee is agreed upon beforehand. It’s also a process that is totally independent from a bank. With the Global Financial Crisis of 2008, the Internet made it possible to offer access to capital outside of the traditional banking channels. Continue reading Emerging Markets and Peer-to-Peer Lending
The rapid rise of Initial Coin Offerings (ICOs) has been one of the hottest topics for discussion in the past two years in the fintech industry. Despite the emerging challenges and the recent slowdown, the overall volumes are pretty impressive, with about $18.7 billion raised so far in 2018. A debate about having the new type of fundraising regulated at European level has emerged in the past few weeks. Here we will try to take a look at the main points of discussion. Continue reading ICOs to Be Regulated Under the New EU Crowdfunding Rules?
