Month: October 2017

There has been persistent speculation tied to the impact of Brexit on fintech. Currently, the UK enjoys a leadership position in fintech including peer-to-peer lending, and EU members may have expected to be jockeying for position from any industry fallout. They may be surprised to learn, however, that both fintech and P2P is as strong as its ever been in the UK even as the reality of Brexit draws near. Continue reading Brexit and Fintech – The More Things Change, the More They Stay the Same

Persistently low interest rates are a phenomenon that’s unfolding in major economies around the globe, from the United States, to the UK to Australia. In Australia, the frustration has built to a point that savers are increasingly dipping into their low-yielding cash accounts and redirecting the funds into peer-to-peer loans where they can fetch returns that are three times higher than the interest attached to term deposits, the latter of which remain at record lows. Continue reading Aussie Investors Flock to P2P Loans for Yield

How would you imagine the ‘typical’ P2P investor? Is it a young, tech-savvy millennial or a more experienced long-term saver? While there is no definitive answer, various studies and datasets have been released by peer to peer lending companies which gives us some insight into the demographics of P2P lending (and borrowing). This article first looks at some of the wider demographics of investing before looking at the existing P2P market studies. Continue reading Who is Investing in P2P Lending?

Fintech is growing rapidly in Europe with over $8 billion investments made since 2010 and a sharp increase in the interest from big corporations and well established financial institutions. But the interest is not coming only from the private sector. The European Commission is giving fintech a priority in its agenda, proposing to reform financial supervision by increasing attention to the development of the financial technology industry. And as this sector matures, Germany is in a great position and has all preconditions to become a key market regarding fintech. Continue reading A snapshot of fintech investments in Germany