VIAINVEST blog

As we’ve covered in our recent posts on the subject, peer-to-peer (P2P) lending is considered a power that swept through the European financial sector and will continue to do so if it is able to remain relevant. In this post, we’ll look at all the things that currently and could possibly in the future impact the sustainability of P2P lending in Europe. Continue reading What Does the Future Hold for P2P Lending in Europe?

Peer-to-peer (P2P) lending is roughly a decade old, and it not only disrupted the financial services sector after the global financial crises, but has paved the way forward when it comes to investing and borrowing money.

In Europe, the United Kingdom (UK) is still the largest P2P player and the birthplace thereof. The rest of Europe is fast catching up and the number of platforms has sharply increased with returns far exceeding that of stock markets and fixed-term deposits. Continue reading Where P2P Lending Is in Europe Now and What to Expect in 2019

Peer-to-Peer (P2P) lending is essentially the result of the financial crisis of 2008 where banks were folding due to the subprime mortgage defaults and capital was drying up. The world’s economies literally came to a standstill and it was difficult to do business.

People and businesses were starting to get frustrated and it didn’t take long for someone to see an opportunity. The World Wide Web made it possible to bring people and businesses together in ways that were never possible before. Continue reading History of Peer-to-Peer (P2P) Lending in Europe

Looking at the trend of the last two years when financial institutions have started investing big money in fintech firms all around the globe, hence significantly increasing the number of mergers and acquisitions (M&As), it really seems this could be the boom year. Seeing banks and large financial institutions investing in and acquiring financial technology companies appears quite natural when in the recent past they have not been able to keep pace with fintech newcomers and with the needs of their own customers, despite of their efforts to modernize their services and develop digital innovations internally. Continue reading Will 2019 be the Year of Fintech Acquisitions?

There are many ways to track your expenses, create a personal budget and save some funds for literally anything –  your next amazing trip, for your retirement, some really cool gadget, you name it . Thanks to new regulations, in particular PSD2, as well as open banking regulations in the UK, that entered into effect earlier this year, individuals are now able to have their bank account data shared with third-party companies that have started to develop specific services, to take advantage of this opportunity. This has resulted in a rising number of apps that can help you put aside some funds. Here are our top picks among those currently available in Europe. Continue reading 5 Apps To Help You Save Money

Every generation has the same rhythm. The old are always baffled at how the younger ones adapt and use new technological innovations with such ease while the older one’s battle.

Take smartphones as a good example; older generations often need someone to help set it all up and show them how it works. Give a toddler that same phone and you will be amazed to see how they figure out how the setting work and they even show you a thing or two.

The same goes with investing. Older generations trust what they know. The saying goes, you can’t teach an old dog new tricks. Investing was traditionally limited to banks, share trading, and opening your own business. Continue reading Reasons Why Younger Generations Invest in P2P Lending

This year was pretty crazy for fintech. We have seen serious developments with blockchain, artificial intelligence, open APIs and open banking, the big increase of mega funding rounds as well as some substantial growth in P2P lending and other alternative finance channels. Plus, we had the opportunity to witness consolidation and maturation of the whole fintech industry, while observing the incredibly quick rise of ICOs followed by fall in numbers, together with bitcoin and other cryptocurrencies on a rollercoaster with their valuations.  Continue reading Stablecoins – the Next Big Thing in Crypto Sector?