The Fintech Action Plan published by the European Commission earlier this March with an aim to ensure more competitive and innovative financial sector will bring positive changes for everyone in fintech. This action plan indicates that the EC considers digital innovation as a key driver for the development of financial services in Europe. Continue reading EU’s Fintech Action Plan for More Innovative Financial Market
There are different ways how investors can access the debt markets for steady returns. The bond market is a traditional way to access this asset class, including buying bonds that are issued by government agencies or companies. The higher the credit risk, the higher the interest that is paid on loan. As of Q4 2017, a 10-year US government bond was paying approximately 2.3% in yearly interest. Continue reading A Glimpse of the Equity, Debt and Crypto Market Landscape
Ever since the Financial Crisis, it’s been open season on banks. Fintechs such as peer-to-peer lenders has proven to be leaner and meaner than their traditional finance counterparts, democratizing the online lending process for investors and borrowers alike even before the blockchain was a thing. Continue reading Fintechs Flock to IPO Market in 2018
In early days of fintech, the growth Southern European market was slower compared to the rest of the continent. That initial gap has been at least partially compensated by robust growth in certain countries recently. With a stage of maturity that is still far from what we see, for example, in the UK, where the market is now entering in a consolidation phase, Mediterranean countries enjoy a lot of room to grow and opportunities for acceleration. Continue reading The State of Fintech in Southern Europe
Fintech is a trendy industry for startups to choose, many of which came on the scene in the wake of the Financial Crisis, which rely on technology innovation to bridge the gap between traditional finance and their customers, including both individuals and merchants. Continue reading Fintechs and Traditional Finance Finding Common Ground
