When a person decides to invest money, we often hear the term diversification. Of course, to diversify means you do not put all your eggs in one basket, and you manage the risk by spreading it across different investment facilities and or risk profiles. Continue reading Investment Diversification
Category: Talking fintech
Why You Should Invest in Loans of Poland: Economic Prospects for 2018
Posted onFor an investor it is crucial to get acquainted with the current economic trends and peculiarities of an investment destination market. Poland is pretty much one of the key players on VIAINVEST platform due to a substantial volume of originated loans it brings to the table. Therefore, we invite you to take a closer look at what has been going on over there, and why investing in Polish loans might be a great way to diversify your investment portfolio. Continue reading Why You Should Invest in Loans of Poland: Economic Prospects for 2018
Blockchain Is Getting Real: World Bank Launches the First Blockchain Bond
Posted onThe World Bank, together with the Commonwealth Bank of Australia (CBA) with the role of an underwriter, just launched bond-I (blockchain operated new debt instrument), the first bond in the world that has been created, allocated and managed using blockchain. After much hype and promises, this is one of the first concrete use cases for blockchain in global finance. Continue reading Blockchain Is Getting Real: World Bank Launches the First Blockchain Bond
What Is the Debated Federal Fintech Charter All About?
Posted onThe Office of the Comptroller of the Currency (OCC), a bank regulator in the United States, recently announced that after years of debate they have decided to move forward and pursue the federal fintech charter that many operators in the US were waiting for. The special purpose charter will affect newly formed fintech firms as well as the existing ones, operating with payments or with money lending, which are considered to be the core banking functions. Here we will try to cover all the essential things you should know about this new regulation. Continue reading What Is the Debated Federal Fintech Charter All About?
FCA Ambitions: a Global Fintech Sandbox
Posted onThe Financial Conduct Authority (FCA), who operates as the financial regulatory body in the United Kingdom, has recently announced the launch of a consultation phase for its plan to create a global fintech sandbox. The purpose of sandbox would be to facilitate the development of companies testing their products and innovating in multiple countries, as well as to tackle cross-border issues due to different national regulations. Continue reading FCA Ambitions: a Global Fintech Sandbox
P2P Profit Margins Compared to Conventional Investing
Posted onLooking at the best way to invest your money can be a time intensive and complex endeavor. We are not living in the Baby Boom era where options were simple and stability almost guaranteed. The recent global financial crisis, in particular, gave way to things like P2P lending and has opened alternative streams of attaining good returns. Continue reading P2P Profit Margins Compared to Conventional Investing
How to Make Money with P2P Investing
Posted onLooking for the best way to invest your money is something the human race has tried to perfect for centuries. A short decade ago saw the greatest financial crash in human history and yet by the looks of it, many countries, businesses, and consumers are going to repeat the same mistakes that led up to that magnificent implosion in the first place. Continue reading How to Make Money with P2P Investing
The Most Interesting Fintech Accelerators in Europe 2018
Posted onAlong with the explosive growth of fintech startups and the quantity of invested into this industry, we have also seen an increasing interest from banks, corporations and international organizations into the industry, with the subsequent flourishing of accelerators and incubators offering quality programs for promising startups. Here we’ve compiled a list of those we think are the most interesting fintech accelerators and incubators in Europe. Continue reading The Most Interesting Fintech Accelerators in Europe 2018
Different Investment Types and How to Choose the Right One
Posted onWhen it comes to investments these days, according to the Financial Consumer Agency of Canada (and a bit of our own expertise on the subject) there are numerous options when it comes to conventional investing:
- Annuities (Retirement plan)
- Bonds (Loan to a company)
- (CSB) Canada Savings Bond (Government savings product)
- (EFT) Exchange Traded Fund (Stocks, bonds, and commodities)
- (GIC) Guaranteed Investment Certificate (Capital protection investment)
- Mutual Fund (Multi-person investment managed by a financial advisor/ manager)
- Security (Transferable investment)
- Segregated Fund (Minimum pay-out guarantee investment)
- Stock (Shares/equities in public companies traded on the stock market)
- (T-bill) Treasury Bill (Low-risk government investment with a set period)
And then, of course, a more unconventional method of investing – P2P lending (of which we are experts in and we’ll discuss later). Continue reading Different Investment Types and How to Choose the Right One
The Role of Alternative Financial Service Providers in Modern Societies
Posted onWhether you live in an industrial country or a developing one, consumers worldwide have an unprecedented array of choice when it comes to electronics, cars, insurance, and even the way they manage money. The world economic crisis of 2008 changed a lot of things for people, businesses, and governments. It initiated an accelerated paradigm shift in terms of who controls what, and this includes the way we transact and lend money. Continue reading The Role of Alternative Financial Service Providers in Modern Societies