The words “saving” and “investing” are often incorrectly interchangeably used. While both involve setting money aside, the role of a savings account is very different than that of an investment account.
Not sure when to save and when to invest? We’ve got you covered in today’s post. Continue reading How Saving and Investing Are Different (And How to Successfully Do Both)
Fintech incubators and accelerators have been growing quite substantially, both in quantity and in quality, over the past few years. These are the players that play a key role in the development and maturation of the financial technology ecosystem, in a market that’s still very much volatile, to help out startups by offering seed funding, connection to mentors and investors, and in many cases also a place to work that founders can use during the incubation period. We previously published a post focusing on fintech accelerators operating in Europe, now we broaden our horizons by compiling this updated list with the most interesting ones in the whole world. Continue reading 6 Fintech Incubators and Accelerators Worth Checking Out
The growth of new ways of raising funds for a company or to invest in other people’s shiny startups, have been so fast that you may be a bit lost and confused among all those new acronyms and technical terms. Initial Coin Offering (ICO), Security Token Offering (STO) and Initial Exchange Offering (IEO) are all new ways to invest or raise money, using blockchain-based crypto assets. All these things have various peculiarities, along with many opportunities, as well as multiple questions. Here we try to give you the basic information needed to get at least some initial orientation inside all this innovation noise happening in finance. Continue reading Things You Need to Know About ICO, STO and IEO
Life is all about the unexpected, and where the “unexpected” can hit us the hardest is our wallets.
From unexpected medical bills and dental emergencies to unforeseen visits to the vet and trips to visit ailing family members, life can quickly become overwhelmingly expensive. Having an emergency fund to cover yourself, however, can take the stress out of these already stressful situations. Continue reading Taking the Trouble out of Building an Emergency Fund
We have witnessed a tremendous growth of the P2P industry in Europe over the past few years, and naturally it has attracted much attention from financial experts, opinion leaders and bloggers. Bloggers are doing a valuable job trying to get a grasp on the ever-changing market of P2P lending, while presenting all this information to the ordinary people in a friendly and easy-to-understand manner. Continue reading TOP P2P Lending Bloggers You Should Follow
The fintech market has grown quickly all over the world, with a new annual record recently set when looking at the total number of investments, an abundance of unicorns, new regulations and developments being announced almost every week, as well as hectic activity in terms of M&As and partnerships, both among fintech firms and with financial institutions. In all this vibrant scenery, China’s fintech influence is getting larger each day, not just over the rest of Asia, but also way beyond its borders. Continue reading The Increasing Importance of China in the Fintech Market
There is one thing we value more than anything, and it’s the endless loyalty of our investor community. Believe it or not, but 40% of our investors have been investing with us for over a year. Lars Wrobbel has been with us even longer than that, and he’s seen our platform evolve ever since its beginnings, so he’s definitely got an opinion worth listening to. Continue reading Interview with Lars Wrobbel, Passives Einkommen mit P2P
The first evidence of banks existing in our world was back around 2000 BC when grain loans were extended to traders and farmers. Since that time the financial industry has come a long way, though many experts are arguing that financial technology or “FinTech” is ushering the fastest and most dramatic changes that the industry has ever seen. Continue reading FinTech Pushing Financial Institutions out of Their Comfort Zones
Greetings and welcome to our second post in the series of #VIAINVESTtips! This time we will take a closer look at different loan types that we have listed on VIAINVEST, and while we’re at it, let’s also take a look at different features of these loans. Continue reading Understanding Differences Between Different Loan Types
Do you have healthy spending and saving habits? Or are your expenses soaring out of control?
A recent U.S. Bank study revealed that a mere 41 percent of Americans plan their spending (this is a bit better than the results of a 2013 Gallup poll where only 32 percent of American households stuck to a budget). This is despite all of us knowing that budgeting is a key aspect to being able to effectively control our financial situation. Continue reading Four Budgeting Techniques for All Pockets and Personalities
