Life is all about the unexpected, and where the “unexpected” can hit us the hardest is our wallets.
From unexpected medical bills and dental emergencies to unforeseen visits to the vet and trips to visit ailing family members, life can quickly become overwhelmingly expensive. Having an emergency fund to cover yourself, however, can take the stress out of these already stressful situations. Continue reading Taking the Trouble out of Building an Emergency Fund
We have witnessed a tremendous growth of the P2P industry in Europe over the past few years, and naturally it has attracted much attention from financial experts, opinion leaders and bloggers. Bloggers are doing a valuable job trying to get a grasp on the ever-changing market of P2P lending, while presenting all this information to the ordinary people in a friendly and easy-to-understand manner. Continue reading TOP P2P Lending Bloggers You Should Follow
The fintech market has grown quickly all over the world, with a new annual record recently set when looking at the total number of investments, an abundance of unicorns, new regulations and developments being announced almost every week, as well as hectic activity in terms of M&As and partnerships, both among fintech firms and with financial institutions. In all this vibrant scenery, China’s fintech influence is getting larger each day, not just over the rest of Asia, but also way beyond its borders. Continue reading The Increasing Importance of China in the Fintech Market
There is one thing we value more than anything, and it’s the endless loyalty of our investor community. Believe it or not, but 40% of our investors have been investing with us for over a year. Lars Wrobbel has been with us even longer than that, and he’s seen our platform evolve ever since its beginnings, so he’s definitely got an opinion worth listening to. Continue reading Interview with Lars Wrobbel, Passives Einkommen mit P2P
The first evidence of banks existing in our world was back around 2000 BC when grain loans were extended to traders and farmers. Since that time the financial industry has come a long way, though many experts are arguing that financial technology or “FinTech” is ushering the fastest and most dramatic changes that the industry has ever seen. Continue reading FinTech Pushing Financial Institutions out of Their Comfort Zones
Greetings and welcome to our second post in the series of #VIAINVESTtips! This time we will take a closer look at different loan types that we have listed on VIAINVEST, and while we’re at it, let’s also take a look at different features of these loans. Continue reading Understanding Differences Between Different Loan Types
Do you have healthy spending and saving habits? Or are your expenses soaring out of control?
A recent U.S. Bank study revealed that a mere 41 percent of Americans plan their spending (this is a bit better than the results of a 2013 Gallup poll where only 32 percent of American households stuck to a budget). This is despite all of us knowing that budgeting is a key aspect to being able to effectively control our financial situation. Continue reading Four Budgeting Techniques for All Pockets and Personalities
We all feel overwhelmed with all those pieces of information that we keep on receiving every day, don’t we? Endless Twitter and LinkedIn feeds, all those podcasts, some interviews, the funding news with new unicorns appearing everywhere, and so on. There’s a lot of great content that you can find, of course, but sometimes it becomes a bit too much to digest. That’s why subscribing to a couple of well-selected newsletters is still one of the best ways to keep up to date about the things that you are really interested in. Here we have listed top five fintech newsletters that we think are worth subscribing to. Continue reading A Selection of Newsletters for Fintech Enthusiasts
There’s no question that Millennials are struggling more financially than generations past. Not only are today’s salaries and wages not keeping up with inflation, but young adults are stepping out of college and university with a whopping average debt of $37,000! Many have less than $2,500 banked for emergencies, and fewer Millennials are asking for a raise compared to those from the Baby Boomer generation (37 percent versus 48 percent).
The reason why today’s young adults may not be as successful with their finances is because they simply weren’t taught how to make and manage their money. Continue reading Absolutely Anyone Can Learn Personal Finance Management
When talking about investments into fintech startups and SMEs, it is becoming almost normal to have new record figures to look at every now and then. According to a report just released by CB Insights, in 2018 a total of $39.57B were raised by VC-backed companies, making it the best year ever registered, with an impressive 120% increase on the previous one, largely supported by the expansion in the number of the mega rounds of more than $100M each. Continue reading Fintech Investments Jump to a New Annual Record
