VIAINVEST blog

We’ve created many pieces lately on the topic of P2P as a whole. Here is possibly the best description of the economy as such, and we wanted to share it with you before we dig deeper into how P2P business actually works. Continue reading P2P Industry: How the Business Works

P2P lending is essentially an online transaction between two parties whereupon one lends money to another. This transaction is facilitated by a middleman and a return fee is agreed upon beforehand. It’s also a process that is totally independent from a bank. With the Global Financial Crisis of 2008, the Internet made it possible to offer access to capital outside of the traditional banking channels. Continue reading Emerging Markets and Peer-to-Peer Lending

The rapid rise of Initial Coin Offerings (ICOs) has been one of the hottest topics for discussion in the past two years in the fintech industry. Despite the emerging challenges and the recent slowdown, the overall volumes are pretty impressive, with about $18.7 billion raised so far in 2018. A debate about having the new type of fundraising regulated at European level has emerged in the past few weeks. Here we will try to take a look at the main points of discussion.  Continue reading ICOs to Be Regulated Under the New EU Crowdfunding Rules?

When a person decides to invest money, we often hear the term diversification. Of course, to diversify means you do not put all your eggs in one basket, and you manage the risk by spreading it across different investment facilities and or risk profiles. Continue reading Investment Diversification

For an investor it is crucial to get acquainted with the current economic trends and peculiarities of an investment destination market. Poland is pretty much one of the key players on VIAINVEST platform due to a substantial volume of originated loans it brings to the table. Therefore, we invite you to take a closer look at what has been going on over there, and why investing in Polish loans might be a great way to diversify your investment portfolio. Continue reading Why You Should Invest in Loans of Poland: Economic Prospects for 2018

The World Bank, together with the Commonwealth Bank of Australia (CBA) with the role of an underwriter, just launched bond-I (blockchain operated new debt instrument), the first bond in the world that has been created, allocated and managed using blockchain. After much hype and promises, this is one of the first concrete use cases for blockchain in global finance.  Continue reading Blockchain Is Getting Real: World Bank Launches the First Blockchain Bond

The Office of the Comptroller of the Currency (OCC), a bank regulator in the United States, recently announced that after years of debate they have decided to move forward and pursue the federal fintech charter that many operators in the US were waiting for. The special purpose charter will affect newly formed fintech firms as well as the existing ones, operating with payments or with money lending, which are considered to be the core banking functions. Here we will try to cover all the essential things you should know about this new regulation. Continue reading What Is the Debated Federal Fintech Charter All About?

The Financial Conduct Authority (FCA), who operates as the financial regulatory body in the United Kingdom, has recently announced the launch of a consultation phase for its plan to create a global fintech sandbox. The purpose of sandbox would be to facilitate the development of companies testing their products and innovating in multiple countries, as well as to tackle cross-border issues due to different national regulations. Continue reading FCA Ambitions: a Global Fintech Sandbox

Looking at the best way to invest your money can be a time intensive and complex endeavor. We are not living in the Baby Boom era where options were simple and stability almost guaranteed. The recent global financial crisis, in particular, gave way to things like P2P lending and has opened alternative streams of attaining good returns. Continue reading P2P Profit Margins Compared to Conventional Investing