Spain is a big market for VIA SMS Group and represents a great deal of loans listed on VIAINVEST. The economics of each country where we lend are important to us and our investors so we are looking at the economic prospects in each of markets where loans listed on VIAINVEST are originated. Continue reading Why You Should Invest in Spanish Loans: Economic Prospects for 2017
Diversification – this is a word used often in the investments world and it’s based on the idea that you shouldn’t put all your risk into one investment. ‘Don’t put all your eggs in one basket’, right? Continue reading Peer to Peer Lending as an Investment
It’s said that starting to invest at a young age is one of the key preconditions of building wealth. We all know that it’s good to start saving and investing early, but how much of a difference does it make in practice? Continue reading Managing personal finances: benefits of early investing
The Czech Republic represents a great deal of the market for borrowers on VIAINVEST. The economics of the country are important to us to see that the environment remains healthy for borrowing and that Czech borrowers can maintain their high repayment rate over time. Continue reading Why You Should Invest in Czech Republic Loans: Economic Prospects for 2017
When you log in to your VIAINVEST account, on the top along with the Account and Settings headers there is a header called Statement, which you can see here in yellow.
This page gives you a full review of every transaction in your account including your manual invested and automatically invested funds so you can track your performance. Continue reading Use the Statement Page To Monitor Your Investments!
You were probably wondering who is this smart lady behind all calls and e-mails you receive from us. Meet Valerija – Investor Support Specialist, who is always willing to help you with any issues related to VIAINVEST. Before joining VIAINVEST team Valerija was Product Specialist within the consumer lending company VIASMS.lv. Let’s find out what Valerija finds exciting about her job and why she thinks fintech will change the world! Continue reading Meet the VIAINVEST team: Valerija Paradnika, Investor Support Specialist
While the oldest P2P lending platform is Zopa from England, most of the biggest and fastest growing platforms are based in the US. The huge size of the US and its base of borrowers and lenders is part of the reason why, yet there are a couple things the US is doing for its P2P lending markets that Europe could look to implement to help them grow. Continue reading What Europe Can Learn from US P2P Lending Markets
You may have noticed that there are some new filters in your Investor Dashboard when you log in to VIAINVEST. We are trying to provide as much quality information as we can and put it in the simplest format possible. Let’s check out what these new filters are and what they do. Continue reading Useful New Filters in Your Dashboard
When you have a burgeoning European alternative finance market originating over 400 million EUR per month, it’s no surprise that governments are paying close attention. So, what are some of the approaches that national authorities have been taking to encourage the sector, and what is the appeal? Continue reading How (and Why) Governments are Encouraging P2P Lending
Banking is necessary, banks are not.
/Bill Gates, Founder of Microsoft/
Bill Gates said this way back in 1994. Banks have only gotten larger, less effective and more out of touch with the communities they are supposed to serve. Banks are such a vital part of the economy that most governments do whatever they can to avoid bank failures and the ripple effects it would cause. The Cyprus bail-in is just one example in Europe and the fall of Bear Stearns investment bank triggering the events that caused the Great Recession in the US is another.
Fintech is incredibly disruptive to the old line ways of doing things and conventional banking. We are going to look at 2 big ways financial services are transforming. Continue reading How Fintech is Changing Financial Services