VIAINVEST blog

What is Passive Income?

There have been articles before on the VIAINVEST blog post about creating a passive income online. Developing passive income streams to provide ongoing income is a very positive step to improving your financial health. Previous articles have looked at passive income more generally, whereas this focuses purely on Peer to Peer Lending as an income source. Continue reading How to Earn a Passive Income by Investing in P2P Lending

Prosper. Amazon. Expedia.  These are just a couple of names that spring to mind when discussing the sharing economy. And whether consumers realize it or not, they are the ones that are driving the momentum in the sharing economy based on their willingness to share and not necessarily own assets. In fact, according to a recent Bank of America Merrill Lynch report, the sharing economy is “transforming 21^st century business” as we know it. Continue reading The Sharing Economy Has More Industry Disrupting Ahead

In the UK banks are pushing back against what monetary policymakers have described as a “borrowing binge” among UK households. In fact, over the past quarter, traditional banks have tightened credit to levels not seen since the financial crisis, according to a recent survey by the Bank of England. Indeed, some 10 percent of banks have made it harder for borrowers to obtain an unsecured loan. Continue reading Overcoming Misperceptions in the P2P Lending Space

Australia’s profile for fintech is rising, evidenced by a trend of greater investments and more startups jockeying for position in the market.

A record AUD 656 million poured into Australia’s fintech segment in 2016, three times more than the prior year, according to KPMG. Performance bucked the trend of global fintech investments, which fell by almost 50 percent to nearly AUD 25 billion during the same period. Meanwhile, about 16 percent of all Aussie start-ups represent fintech. Continue reading Australia – the Latest Hotbed for Fintech and P2P Startups

While transferring money between banks in the same country is usually free (or close to it), consumers sending money to a bank in another country are often faced with high fees and hidden charges. It doesn’t make sense to make regular small deposits and withdrawals to investment services in another country if you are faced with double digit fees. Fortunately, fintech startups such as CurrencyFair and Transferwise have come on leaps and bounds in recent years and forcing the money transfer industry to look carefully at costs. Continue reading How Low-Cost Money Exchange Services are Making Cross-Border Investing Easier

Within the investment portfolio theory, there are two key types of investment: fixed income investments and equity investments. Investors looking to create a balanced portfolio for long term returns should have an understanding of the relative advantages of both and allocate their funds according to their risk appetite and goals. Continue reading Fixed Income Investing Versus Equity Investing

The UK has become a key market for peer-to-peer lending, giving investors more and more reasons to flock to this rising asset class. Indeed marketplace lending is making its way more into the mainstream, evidenced by a widening of support from regulators coupled with greater opportunity in the equity markets on the horizon and a rising opportunity for tax-free returns. Continue reading UK P2P Lending Matures Into a Key Market

Have you ever wanted to live a life of financial freedom: traveling, spending time with your family and working for the good of the local community? Perhaps you’ve come across books like ‘The Four-Hour Work Week’ or ‘Rich Dad, Poor Dad’ and you also dream of doing something similar. The common denominator with guides to a financially free lifestyle is building up a passive income: reducing the reliance on working a traditional job to pay the bills. Continue reading How to make a passive income online