VIAINVEST blog

After 40 years of a sometimes rocky relationship, one party has announced they are leaving and lawyers have been instructed to make the arrangements for separating everything from the family silver to the credit card bills.  This isn’t some celebrity divorce but Brexit.  The United Kingdom voted to leave the European Union in June 2016, and after triggering Article 50 of the Treaty of Lisbon is likely to have completed the divorce by March 2019.  So what effect will this have on peer-to-peer lending? Continue reading Brexit and P2P lending market: what to expect?

The European peer-to-peer lending market has grown exponentially over the past few years. For investors based on the continent and looking to make investments in EUR there’s a great variety of options, but many find it difficult to know where to start. When you look at the European market as a whole, certain regional clusters of expertise appear to have begun to take shape. Continue reading An Overview of the European P2P Lending Market

Long term financial stability is becoming a more prominent concern, especially in the circumstances of rapid financial growth. The boom of fintech has unfolded neverending investment and saving opportunities, all you need to do is to choose wisely. We asked Eduards Lapkovskis, CEO of the peer-to-peer lending platform VIAINVEST to share 4 quick tips on how to be smart about your financial decisions. Continue reading How to invest wisely? 4 tips from Eduards Lapkovskis, CEO of VIAINVEST

For many of us, the first introduction we had to peer to peer lending went something along these lines:

“Traditionally we all used banks. Banks lent money to consumers and small businesses at a high rate of interest. They used money from savers, paying them a much lower rate of interest. Banks made large profits on the spread between these two rates. Peer to peer lending connects lenders and borrowers directly so they both have a better rate.” Continue reading P2P Lending & The Lender/Borrower Spread

When it comes to where in the world P2P lending platforms make the most loans, the answer is the US. Its combination of size, an appetite for borrowing, and seeking new credit solutions are among the reasons why.

Yet many of the fastest growing platforms are in Europe.

We’re going to take a look at 2016 loan volumes in the US and across Europe. Continue reading P2P Lending Volumes in USA and Europe

Diversification – this is a word used often in the investments world and it’s based on the idea that you shouldn’t put all your risk into one investment. ‘Don’t put all your eggs in one basket’, right? Continue reading Peer to Peer Lending as an Investment

It’s said that starting to invest at a young age is one of the key preconditions of building wealth. We all know that it’s good to start saving and investing early, but how much of a difference does it make in practice? Continue reading Managing personal finances: benefits of early investing