What Europe Can Learn from US P2P Lending Markets

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While the oldest P2P lending platform is Zopa from England, most of the biggest and fastest growing platforms are based in the US. The huge size of the US and its base of borrowers and lenders is part of the reason why, yet there are a couple things the US is doing for its P2P lending markets that Europe could look to implement to help them grow. Continue reading What Europe Can Learn from US P2P Lending Markets

How Fintech is Changing Financial Services

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Banking is necessary, banks are not.

/Bill Gates, Founder of Microsoft/

Bill Gates said this way back in 1994. Banks have only gotten larger, less effective and more out of touch with the communities they are supposed to serve. Banks are such a vital part of the economy that most governments do whatever they can to avoid bank failures and the ripple effects it would cause. The Cyprus bail-in is just one example in Europe and the fall of Bear Stearns investment bank triggering the events that caused the Great Recession in the US is another.

Fintech is incredibly disruptive to the old line ways of doing things and conventional banking. We are going to look at 2 big ways financial services are transforming. Continue reading How Fintech is Changing Financial Services

How to Set Up Your Own Investment Filters

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You may have noticed we have lots of loans available for investment on VIAINVEST. Currently, there are over 2500 to choose from so how do you make a decision?

You can set up your own filters for both manual investment (picking loans one by one) and our Auto Invest feature. Our minimum investment per loan is EUR 10 so you can spread your funds around into many loans. Continue reading How to Set Up Your Own Investment Filters

Invest It In: Viainvest opens p2p loans to investor lenders

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VIA SMS Group has been operating since 2009 and operates in 5 countries (Latvia, Sweden, Czech Republic, Poland, Spain) and it has issued more than 1 million loans. Through their platform, you can now participate in their business.

InvestItIn.com appreciates the detail which VIAINVEST has answered our questions. We are sure that this in-depth interview will help you learn more about p2p investments and the specificities of VIAINVEST platform.

Read full article!

Trends in European P2P Lending

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When it comes to P2P Lending in Europe, the dominant player is the UK, with by far the most platforms, most money invested and the clearest regulatory environment from their Financial Conduct Authority (FCA). While the UK is the biggest market and London the undisputed capital of P2P lending in Europe, the fastest growing region in Europe for alternative finance is in the Baltics. Continue reading Trends in European P2P Lending

Meet the VIAINVEST team: Eduards Lapkovskis, Member of the Board

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Not that long ago an idea of advanced multiproduct alternative finance company was only a vision in Eduard’s mind. Now, more than 7 years later he leads fast-growing alternative financial services provider VIA SMS Group currently operating in 5 countries and has recently launched completely different product from ones offered before – peer-to-peer lending platform VIAINVEST.

Why did you choose to enter peer-to-peer lending market?

We are stepping into the new era of fintech where competition and increasing customer demands require potential to change quick and offer innovative, even revolutionary products and services. We have always tried to provide more convenient alternatives to the traditional banking services and VIAINVEST in comparison with bank investment products is offering great benefits not only to experienced investors but also to each individual that is looking for a safe and wise way how to manage personal finances. This is also one of our main aims – to provide a tool, real-time investment opportunities that are simple enough even for inexperienced investors, but also educates them on financial decision making. Continue reading Meet the VIAINVEST team: Eduards Lapkovskis, Member of the Board