Category: Talking fintech

The recent quarter of 2018 was absolutely amazing for financial technology companies. According to freshly published Global Fintech Report Q2 2018 by CB Insights, VC-backed fintech firms have raised $20,3B across 383 deals in the second quarter of the year. Even when excluding the Ant Financial’s mega-deal, accounting $14B alone, this remains a record quarter both in terms of the number of deals and funding with about $700M from Q1’18, reaching a total of $6,3B invested. Continue reading New Funding Record for Fintech Firms in Q2, 2018

Cashless societies aren’t really something new. As the history books tell us, our earliest ancestors may not have had monetary coins or notes to trade with, but bartered and traded based on perceived value. As time went by, the Chinese invented paper money and it is something that has impacted the whole world. Continue reading Cashless society – the next big thing?

Fintech does not require explanation anymore, right? Along with the big bang in finance, fintech has also benefitted the development and sudden increase in popularity of various fintech podcasts. This phenomenon is especially bright in the US, where approximately 112 million Americans have listened to podcasts, with about half of this number being regular listeners. Here we have a made a selection of the most interesting fintech and digital finance podcasts. Continue reading The best fintech podcasts out there

Peer-to-Peer lending (P2P) started as a way to fill the gap left by the economic crisis that swept through most of the word around 2008. Financial markets were hammered, banks were failing,  and capital was drying up. Continue reading The Impact of Blockchain Technology on the P2P Market

The finance industry was hit by a storm a few years ago by the blast that arrived in the form of fintech. Within the last years, fintech has been maturing and evolving incredibly fast, with emerging technologies that have the potential to change the industry substantially like blockchain and artificial intelligence (AI). Continue reading AI: the impact on fintech and finance industry

Peer-to-Peer lending (P2P) is essentially an online way for people to lend money to individuals and/or businesses that completely excludes the traditional banking channels we are accustomed to. It’s also something that offers a higher return for investors as the risks are also higher. Continue reading Realizing the Value of P2P Lending

You’re on the younger side, energetic, and ambitious. And you’re ready to take the world by storm and make your mark on life.

But maybe you’re not quite sure where to begin. You may be thinking of what to study next, trying to figure out what your passion is, and what you really want to commit to doing for the rest of your life. As the popular cliché goes, the possibilities at this point are endless and the world really is your oyster. Continue reading Investing in Your Twenties

Still getting some of those GDPR emails? Same here. As boring as it could sound, we are talking about an important new privacy regulation that came into force on May 25th and basically will affect everyone engaged in the digital world. We already introduced GDPR and its requirements a few months ago, but now we can actually observe how this new set of rules has affected the business. In this blog post, we will take a look at how financial and fintech companies are affected by the GDPR. Continue reading GDPR and its impact on financial industry

The first half of 2018 has already been significant for the payments industry and will bring unprecedented changes and developments in the nearest future. With open banking and PSD2 coming into the force the industry is expected to see an acceleration in the process of substantial transformation that was triggered a few years ago by the boom of the fintech industry. Continue reading The Payments Industry is Booming

A new quarter brings a new record of fintech investments. According to the newest report by CB Insights, $5.4 billion has been raised across 323 deals by VC backed financial technology companies in Q1 2018, marking it the best quarter that has ever been registered globally. Continue reading Quarterly Record for Global VC Investments in Fintech