Category: Talking fintech

Every generation has the same rhythm. The old are always baffled at how the younger ones adapt and use new technological innovations with such ease while the older one’s battle.

Take smartphones as a good example; older generations often need someone to help set it all up and show them how it works. Give a toddler that same phone and you will be amazed to see how they figure out how the setting work and they even show you a thing or two.

The same goes with investing. Older generations trust what they know. The saying goes, you can’t teach an old dog new tricks. Investing was traditionally limited to banks, share trading, and opening your own business. Continue reading Reasons Why Younger Generations Invest in P2P Lending

This year was pretty crazy for fintech. We have seen serious developments with blockchain, artificial intelligence, open APIs and open banking, the big increase of mega funding rounds as well as some substantial growth in P2P lending and other alternative finance channels. Plus, we had the opportunity to witness consolidation and maturation of the whole fintech industry, while observing the incredibly quick rise of ICOs followed by fall in numbers, together with bitcoin and other cryptocurrencies on a rollercoaster with their valuations.  Continue reading Stablecoins – the Next Big Thing in Crypto Sector?

Most of us were taught that saving money is wise, yet as we grow up, we often forget the golden cardinal rule. Much of the world’s economies rely on consumerism to grow and this perpetuates a culture of debt.

Saving money isn’t possible if you are not able to have money left to save. So, let’s bring it back to the basics by laying out a few money saving tips that will put more money back into your pocket and allow you to set some of it aside.

Continue reading Money Saving Tips for Your Investment

Since the start of the twenty-first century, technologists and many working in the financial sector have been redefining how financial services are being delivered in today’s digital age. How we save money is changing. How we repay friends and family has gone from writing cheques to firing off digital currency with a single tap on an app. Continue reading Five Fintech Trends to Look Out for in 2019

According to an analysis recently published by the Financial Conduct Authority (FCA), compiled on the basis of a survey on tech and cyber resilience, the number of cyber attacks and technology outages have almost doubled in the past year. Continue reading UK Banks Experiencing Problems with IT Security

As fintech continues to expand, not just in Europe but all over the globe, so does the interest of investors and traditional financial actors. Money from major investors is heavily streaming to the fintech scene, thus contributing to the ongoing disruption in the sector of financial services. It might look like as if it was not that big of a deal, and yet this is already having a direct impact on a number of our daily money management related activities.

Here we have compiled a short list of six most active funds currently investing in European financial technology firms. Continue reading Most Active Funds Investing in European Fintech

To manage this ever-changing and fast-paced financial system we now live in, it is essential to read up on the latest changes that impact all of us. We ventured and looked at all the recent fintech books that have come onto the scene, and in this post, we’ll look at some of the most popular picks. Continue reading Best Must-Read FinTech Books

Previously this month the Economic and Monetary Affairs Committee voted to create a common set of rules for European crowdfunding service providers. The new text, that aims to boost cross-border funding, better protect the investors and simplify the life of crowdfunding services operating inside the European Union, represents a good step forward on what previously proposed by the European Commission. Continue reading New Rules for European Crowdfunding Platforms

Let’s start by saying that the third quarter of 2018 was not the best for VC-backed fintech companies, both in term of funding and number of deals, especially if compared to the global all-time records of the second quarter. Despite the fallback, with the $5.64B invested over 375 deals, the total amount of funding in fintech firms has already largely exceeded last year’s annual big results. And also, for what it concerns the number of deals, these are actually still on track to make 2018 a record year. Continue reading Fintech Deals Still on Track to Make 2018 a Record Year

To manage your personal finances in this modern day and age is far more complicated compared to even just ten years ago. With technology comes convenience, speed, and accuracy; yet, it can also bring complication, information overload, and lack of control. Continue reading Best Personal Finance Apps to Keep Track of Your Money