VIAINVEST blog

Do you have healthy spending and saving habits? Or are your expenses soaring out of control?

A recent U.S. Bank study revealed that a mere 41 percent of Americans plan their spending (this is a bit better than the results of a 2013 Gallup poll where only 32 percent of American households stuck to a budget). This is despite all of us knowing that budgeting is a key aspect to being able to effectively control our financial situation. Continue reading Four Budgeting Techniques for All Pockets and Personalities

We all feel overwhelmed with all those pieces of information that we keep on receiving every day, don’t we? Endless Twitter and LinkedIn feeds, all those podcasts, some interviews, the funding news with new unicorns appearing everywhere, and so on. There’s a lot of great content that you can find, of course, but sometimes it becomes a bit too much to digest. That’s why subscribing to a couple of well-selected newsletters is still one of the best ways to keep up to date about the things that you are really interested in. Here we have listed top five fintech newsletters that we think are worth subscribing to. Continue reading A Selection of Newsletters for Fintech Enthusiasts

There’s no question that Millennials are struggling more financially than generations past. Not only are today’s salaries and wages not keeping up with inflation, but young adults are stepping out of college and university with a whopping average debt of $37,000! Many have less than $2,500 banked for emergencies, and fewer Millennials are asking for a raise compared to those from the Baby Boomer generation (37 percent versus 48 percent).

The reason why today’s young adults may not be as successful with their finances is because they simply weren’t taught how to make and manage their money. Continue reading Absolutely Anyone Can Learn Personal Finance Management

When talking about investments into fintech startups and SMEs, it is becoming almost normal to have new record figures to look at every now and then. According to a report just released by CB Insights, in 2018 a total of $39.57B were raised by VC-backed companies, making it the best year ever registered, with an impressive 120% increase on the previous one, largely supported by the expansion in the number of the mega rounds of more than $100M each. Continue reading Fintech Investments Jump to a New Annual Record

As we’ve covered in our recent posts on the subject, peer-to-peer (P2P) lending is considered a power that swept through the European financial sector and will continue to do so if it is able to remain relevant. In this post, we’ll look at all the things that currently and could possibly in the future impact the sustainability of P2P lending in Europe. Continue reading What Does the Future Hold for P2P Lending in Europe?

Peer-to-peer (P2P) lending is roughly a decade old, and it not only disrupted the financial services sector after the global financial crises, but has paved the way forward when it comes to investing and borrowing money.

In Europe, the United Kingdom (UK) is still the largest P2P player and the birthplace thereof. The rest of Europe is fast catching up and the number of platforms has sharply increased with returns far exceeding that of stock markets and fixed-term deposits. Continue reading Where P2P Lending Is in Europe Now and What to Expect in 2019

Peer-to-Peer (P2P) lending is essentially the result of the financial crisis of 2008 where banks were folding due to the subprime mortgage defaults and capital was drying up. The world’s economies literally came to a standstill and it was difficult to do business.

People and businesses were starting to get frustrated and it didn’t take long for someone to see an opportunity. The World Wide Web made it possible to bring people and businesses together in ways that were never possible before. Continue reading History of Peer-to-Peer (P2P) Lending in Europe

Looking at the trend of the last two years when financial institutions have started investing big money in fintech firms all around the globe, hence significantly increasing the number of mergers and acquisitions (M&As), it really seems this could be the boom year. Seeing banks and large financial institutions investing in and acquiring financial technology companies appears quite natural when in the recent past they have not been able to keep pace with fintech newcomers and with the needs of their own customers, despite of their efforts to modernize their services and develop digital innovations internally. Continue reading Will 2019 be the Year of Fintech Acquisitions?