VIAINVEST blog

How would you imagine the ‘typical’ P2P investor? Is it a young, tech-savvy millennial or a more experienced long-term saver? While there is no definitive answer, various studies and datasets have been released by peer to peer lending companies which gives us some insight into the demographics of P2P lending (and borrowing). This article first looks at some of the wider demographics of investing before looking at the existing P2P market studies. Continue reading Who is Investing in P2P Lending?

Fintech is growing rapidly in Europe with over $8 billion investments made since 2010 and a sharp increase in the interest from big corporations and well established financial institutions. But the interest is not coming only from the private sector. The European Commission is giving fintech a priority in its agenda, proposing to reform financial supervision by increasing attention to the development of the financial technology industry. And as this sector matures, Germany is in a great position and has all preconditions to become a key market regarding fintech. Continue reading A snapshot of fintech investments in Germany

Brazil might be in the deepest recession in the country’s history, but that doesn’t mean that fintech is forgotten. In fact, it has been the fintech segment that has largely been the hero, facilitating loans to borrowers that would otherwise be subject to some of the highest interest rates in the world charged by Brazilian banks. Continue reading Fintech Set to Mature in Latin America

Financial technology is growing like never before with funding to fintech companies that set a record in the second quarter of 2017 increasing by 83% and reaching an astounding $5,2 billion invested in total. Continuing at such pace, this year we are going to see the highest numbers both regarding fintech deals and in the total funding. While waiting for the data from the last two quarters, you can find some notable trends we have saw so far within the fintech industry in 2017. Continue reading 6 Biggest Fintech Trends in 2017

The UK’s retail banking sector space just got a little more crowded with the addition of Goldman Sachs’ online deposits business in the region. Goldman’s deposits business arrival is expected in mid-2018, and no doubt has peer-to-peer lenders, who are already jockeying for position, watching from the sidelines with interest. Continue reading UK P2P Lenders Compete for the Position

With the Summer of 2017 in the books, we thought what better time to introduce some of the top reads (and one documentary) on the economy covering fintech, peer-to-peer lending, the sharing economy, and cryptocurrencies, all of which continue to grab more of the economic spotlight. These trends have contributed to reshaping the global economy as we know it and yet it remains early innings for many markets. Continue reading Top 10 Financial Industry Disrupters and the Magic Behind Them

Sometimes it feels like every other week we learn of another high profile cyber-attack or data leak. Unfortunately, cyber-crime has become a lucrative business, and financial sites are among those on the front line of attack. Fortunately, there are certain things you can do to protect your accounts and to minimise the chances of cyber theft. Continue reading How to Keep your Investing Accounts Secure