VIAINVEST blog

The UK has become a key market for peer-to-peer lending, giving investors more and more reasons to flock to this rising asset class. Indeed marketplace lending is making its way more into the mainstream, evidenced by a widening of support from regulators coupled with greater opportunity in the equity markets on the horizon and a rising opportunity for tax-free returns. Continue reading UK P2P Lending Matures Into a Key Market

Have you ever wanted to live a life of financial freedom: traveling, spending time with your family and working for the good of the local community? Perhaps you’ve come across books like ‘The Four-Hour Work Week’ or ‘Rich Dad, Poor Dad’ and you also dream of doing something similar. The common denominator with guides to a financially free lifestyle is building up a passive income: reducing the reliance on working a traditional job to pay the bills. Continue reading How to make a passive income online

Diversification is defined as the action of making or becoming more diverse or varied.  So why is diversification one of the most important words in peer-to-peer lending?  To understand this, we need to understand the underlying risks or peer-to-peer lending. Continue reading Benefits of investment diversification

Investors in peer to peer lending are not always aware of the types of loans they are investing in on different platforms. Often, investors trust the platform – Viainvest, Zopa, Twino, etc. – rather than make a conscious choice over the types of borrowers they lend to. This article breaks down the different types of loans typically offered on peer to peer lending sites. Continue reading Comparing Peer to Peer Loan Types

There are not many industries that would want regulation imposed on them and fewer that would actively lobby for that to be the case, but the peer-to-peer lending industry is certainly an exception.

Why does the peer-to-peer lending industry want to be regulated?  There are several reasons for this, but the foremost was that as peer-to-peer lending was unregulated, it was perceived to be very high risk, a complex financial instrument and open to large-scale fraud.  Peer-to-peer lending was niche and lacked the appeal to lenders who were not sophisticated investors or high net-worth individuals. Continue reading Why P2P lending industry needs and wants to be regulated? Example of the United Kingdom

Small changes in how we plan our monthly budget can make a huge difference to our long-term financial health, and ultimately can give us the financial freedom to live the life we want. In this article, we’ll talk through getting to grips with your current income and spending and how to build a successful budget. Continue reading How to plan your budget: tips on managing personal finances

After 40 years of a sometimes rocky relationship, one party has announced they are leaving and lawyers have been instructed to make the arrangements for separating everything from the family silver to the credit card bills.  This isn’t some celebrity divorce but Brexit.  The United Kingdom voted to leave the European Union in June 2016, and after triggering Article 50 of the Treaty of Lisbon is likely to have completed the divorce by March 2019.  So what effect will this have on peer-to-peer lending? Continue reading Brexit and P2P lending market: what to expect?